Annual Fee
$0
Extra Card Fee
$0
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 1 point for every $1 spent on gas, groceries, and drugstore purchases.
  • Earn 1 point for every $2 spent elsewhere.
  • No annual fee.
  • Save 1,000 points on $25 gift cards (for Rewards+ Visa customers only).
  • Earn extra points when you shop at select RBC partners (Carlson Wagonlit and UBER).
  • Set spend limits for authorized cardholders to better manage family spending.
  • Purchases made with card are covered by purchase protection and extended warranty.
  • Earn up to 3,500 bonus RBC Reward points when do a few things to make your banking life easier within 60 days of approval.
Extended Warranty 1 year
Purchase Protection 90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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