With a low interest rate and $0 annual fee, this card helps you save.

Annual Fee
$20
Extra Card Fee
$0
Card Type
Credit
Purchase
11.99%
Cash Advance
11.99%
Balance Transfer
11.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage.

If we find your match, we’ll give you up to $25 when you refer your friends.*

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Our Review

There are a few reasons why a low rate credit card would come in handy:

  • if you tend to carry a balance on your credit card,
  • if you're tired of paying steep interest fees on pre-existing credit card debt, or
  • you find yourself using your credit card for cash advances.

If this is the case for you, the RBC Low Rate Option Visa Classic might be a good card to consider.

This card gives you an insurance rate of only 11.99% on all purchases, cash advances, and balance transfers, potentially helping you save hundreds.

Take a look at how much you could save with a credit card with lower interest rates:

Not only does this no fee card allow you to add secondary card holders for free, but it also gives cardholders purchase insurance.

Looking for a card with an even lower rate? The will offer you a rate of 8.99% on purchases, cash advances, and balance transfers. Plus, it comes with a balance transfer promotion of 1.99% for 6 months and no annual fee.

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