Pairs well with...

 
Annual Fee
$20
Extra Card Fee
$0
Card Type
Credit
Purchase
11.99%
Cash Advance
11.99%
Balance Transfer
11.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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Our Review

There are a few reasons why a low rate credit card would come in handy:

  • if you tend to carry a balance on your credit card,
  • if you're tired of paying steep interest fees on pre-existing credit card debt, or
  • you find yourself using your credit card for cash advances.

If this is the case for you, the RBC Low Rate Option Visa Classic might be a good card to consider.

This card gives you an insurance rate of only 11.99% on all purchases, cash advances, and balance transfers, potentially helping you save hundreds.

Take a look at how much you could save with a credit card with lower interest rates:

Not only does this no fee card allow you to add secondary card holders for free, but it also gives cardholders purchase insurance.

Looking for a card with an even lower rate? The will offer you a rate of 8.99% on purchases, cash advances, and balance transfers. Plus, it comes with a balance transfer promotion of 1.99% for 6 months and no annual fee.

What are your thoughts?

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.

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