Annual Fee
$120
Extra Card Fee
$50
Purchase
20.50%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 1 mile for every $1 spent.
  • Earn 1.25 miles for every $1 spent in foreign currency.
  • Earn 2 miles for every $1 spent on online Cathay Pacific purchases.
  • Receive up to 35,000 bonus miles.
  • Complimentary Green Tier Membership to Cathay Pacific’s exclusive Marco Polo Club for one year (a $100 value).
  • 9 different types of insurance including up to 31 days of emergency medical.
  • Set spend limits for secondary cardholders.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Emergency Medical Term 31 days
Emergency Medical over 65 7 days
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $500
Hotel Burglary $2,500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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