Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • No online application available.
  • Earn 2% cash back on all purchases made for the first 3 months.
  • Earn 1% cash back on all purchases (up to a combined maximum of $650 earned annually).
  • Redeem your cash whenever you decided as las as you have $25 or more earned.
  • Enjoy purchase security and extended warranty at no extra cost.
  • Save 3 cents per liter and always earn 20% more Petro-Points at Petro-Canada locations when you link your RBC card with your Petro-Points card.
  • Get secondary cards for free.
  • No annual fee.
Extended Warranty 1 year
Purchase Protection 90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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