Pairs well with...

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Trip Cancellation $1,000
Trip Interruption $2,500
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $500
Hotel Burglary $2,500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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Our Review

The RBC Visa Platinum Avion card is like the RBC Visa Infinite Avion's twin. In fact, it almost feels like they're the same card.

Same annual fee, same sign-up bonus, same earn rate, and almost the same insurance package (the Visa Infinite version includes Emergency Medical and the Platinum version doesn’t).

Where the Platinum gets its edge, however, is that it doesn’t come with a $60,000 minimum personal income requirement, making it more accessible to more Canadians.

RBC Visa Platinum Avion starts you off with 15,000 welcome bonus points, which is worth approximately $350 in short haul flights.

With every purchase made, you'll earn 1 RBC Reward Point for every dollar spent.

The flexible rewards earned through this card can be used for any flight, but the way to best maximize your return is by either:

  • using the special RBC flight reward chart, or
  • transferring your points to British Airways Avios (especially when they have a bonus transfer promotion going on).

These rewards can also be transferred to WestJet Dollars, American Airlines AAdvantage, British Airways Executive Club, and Cathay Pacific Asia Miles. But be sure to do a bit of research first to make sure you're getting the best value for your rewards.

There's also the option to use your points to book any travel through RBC Rewards, but each point is only worth 1 cent this way, giving you a low 1% return for a card with an annual fee.

That being said, the sign-up bonus, lack of income requirement, and ability to get up to a 3% return on your rewards can make this $120 annual fee worth it for some.

Add that to the 10 types of purchase and travel insurance that are included, and this card is definitely worth considering.

Not quite what you're looking for? The , for a similar annual fee and no income requirements, will let you earn 2 points on gas, groceries, drugstores and travel purchases, in addition to 1 point on all other purchases.

With this card, you can transfer your points to Aeroplan or British Airways at a 1:1 ratio, or use the Fixed Points Travel program (similar to the RBC flight chart).

If you'd prefer a higher overall earn rate for any type of travel, the has an earn rate of up to 1.5% on purchases when redeemed at Expedia For TD, and 2.5% on your Expedia For TD purchases. This card also has no minimum income requirements and a lower annual fee of $89.

What are your thoughts?

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.

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