Annual Fee
$120
Extra Card Fee
$50
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • No online application available.
  • Earn 1 RBC Rewards point for every $1 spent.
  • Pool your points between personal and business cards.
  • Enjoy 20,000 welcome points – no purchase necessary.
  • Link your Petro-Points to your RBC Business Visa and enjoy a 3 cent/L saving on fuel at Petro Canada, plus 20% more Petro-Points and RBC Rewards points.
  • Enjoy the security of purchase and travel insurance.
Extended Warranty 1 year
Purchase Protection 90 days
Trip Cancellation $1,500
Trip Interruption $5,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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