Annual Fee
$115
Extra Card Fee
$35
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
$60,000
Household Income
$100,000
Canadian resident who has reached the provincial age of majority.
  • From August 6 to November 11, 2018, you can earn 25% more points or cashback (as applicable) when you buy gas at our partner Ultramar.
  • 1.25 points for every $1 to $20,000 spent.
  • 2 points for every $20,001 to $30,000 spent.
  • 1.25 points per $30,001 and more in purchases.
  • Rewards that let you travel when and where you want, or redeem for financial services.
  • 10 different types of insurance, including the best purchase protection and extended warranty available.
  • Top tier emergency medical travel coverage that extends past age 65 until 74.
  • 24/7 concierge service.
Extended Warranty 2 years
Purchase Protection 180 days
Emergency Medical 60 days
Trip Cancellation $2,500
Trip Interruption $5,000
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes
Rental Car Personal Effects $2,000

Please review your insurance certificate for details, exclusions and limitations of your coverage.

From August 6 to November 11, 2018, gas purchases at participating Ultramar stations charged to your eligible National Bank credit card qualify for 25% more points on top of the points earned under your credit card's regular points program (1.5% for the World Elite card and 1.25% for the World card). To be eligible, your account must be in good standing. Bonus points earned will be granted two to four weeks after the transaction. The following Mastercard credit cards are eligible for this promotion: Allure Mastercard, Edition Mastercard, Escapade Mastercard, Ovation Gold Mastercard, Platinum Mastercard, Platinum Business Mastercard, World Mastercard, World Elite Mastercard. Certain conditions apply. Please consult the applicable rules governing reward points under Rewards plan. National Bank reserves the right to end this promotion at any time without notice.

®ECHO, ALLURE, EDITION and À LA CARTE REWARDS PLAN, are registered trademarks of National Bank.

®ULTRAMAR is a registered trademark of Valero, used under licence.

® WORLD MASTERCARD and WORLD ELITE are registered trademarks of Mastercard International Inc. Authorized user: National Bank.

® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Our Review

The National Bank World Mastercard is the little brother of the World Elite version and shares some of the same great benefits

The World version allows cardholders to earn:

  • 1.25 points for every dollar spent under $20,000 annually,
  • 2 points for every dollar spent between $20,001 and $30,000 annually, and…
  • 1.25 points for every dollar spent over the $30,001 annually.

Note: Because of how the above reward earn rates work, if you find yourself spending more than $30,000 annually, this card might not be the right fit for you. So, be sure to enter your monthly spending in the spending breakdown in the sidebar, so you can find out just how many rewards you could earn.

The rewards earned are À la carte points and can be used for a number of different things, including:

  • travel,
  • merchandise,
  • gift cards, and even
  • donations.

On top of the valuable rewards this card will give you, you will also be covered by 10 different types of travel and purchase insurance.

In fact, not only will you get travel insurance that covers cardholders up to the age of 74, but you will also get superior purchase protection and extended warranty that is double the standard coverage – 180 days purchase protection and 2 years of extended warranty.

Like other World Mastercards, this National Bank card also comes with Concierge Service, which is a nice perk (especially if you put it to work for you).

Because this is a prestigious card, there is a minimum income requirement of $60,000 or a household income requirement of $100,000, as well as an annual fee of $115.

However, There is a Platinum version you could consider, if this card is a little too rich for you blood.

Curious to know more? Check out our full review of the National Bank Travel Mastercards.

What are your thoughts?

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