Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • 1.5 points per $0 to $40,000 in purchases.
  • 2 points per $40,001 to $80,000 in purchases.
  • 1.5 points per $80,001 and more in purchases.
  • +0.5 points on purchases in foreign currencies.
  • +1.5 points on travel purchases made through A la carte Travel Agency.
  • 3.9% balance transfer rate for the first 6 months.
  • Access to Concierge Service and the National Bank Lounge.
  • Save and get a better rate when booking your trip through À la carte Travel.
  • $250 in yearly "savvy traveller" fee reimbursements for parking ($100), seat selection ($50), and baggage check-in fees ($100).
  • Superior purchase protection, that gives you 180 days protection, and extended warranty that triples up to 2 years.
  • Great travel insurance coverage that gives you up to 60 days travel medical for those under age 75, trip cancellation and interruption, and more.
Extended Warranty 2 years
Purchase Protection 180 days
Emergency Medical 60 days
Trip Cancellation $2,500
Trip Interruption $5,000
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes
Rental Car Personal Effects $2,000

Please review your insurance certificate for details, exclusions and limitations of your coverage.

A few other cards that might interest you.

Featured In

The Globe and Mail