National Bank Platinum Mastercard
- Annual Fee
- Extra Card Fee
- Cash Advance
- Balance Transfer
- Personal Income
- Household Income
- From August 6 to November 11, 2018, you can earn 25% more points or cashback (as applicable) when you buy gas at our partner Ultramar.
- Earn 1 point for every $1 spent.
- A flexible rewards plan that allows you to redeem for travel, financial services, merchandise, and even charitable donations.
- Use your points for travel agency services, and get discounts if you book through National Bank’s booking service.
- One of the best extended warranties available that triples your coverage up to 2 additional years.
- Up to 10 days of travel medical for those under age 74, as well as 9 other types of insurance.
|Extended Warranty||2 years|
|Purchase Protection||180 days|
|Emergency Medical||10 days|
|Lost or Stolen Baggage||$1,000|
|Rental Car Theft & Damage||Yes|
|Rental Car Personal Effects||$2,000|
Please review your insurance certificate for details, exclusions and limitations of your coverage.
From August 6 to November 11, 2018, gas purchases at participating Ultramar stations charged to your eligible National Bank credit card qualify for 25% more points on top of the points earned under your credit card's regular points program (1.5% for the World Elite card and 1.25% for the World card). To be eligible, your account must be in good standing. Bonus points earned will be granted two to four weeks after the transaction. The following Mastercard credit cards are eligible for this promotion: Allure Mastercard, Edition Mastercard, Escapade Mastercard, Ovation Gold Mastercard, Platinum Mastercard, Platinum Business Mastercard, World Mastercard, World Elite Mastercard. Certain conditions apply. Please consult the applicable rules governing reward points under Rewards plan. National Bank reserves the right to end this promotion at any time without notice.
®ECHO, ALLURE, EDITION and À LA CARTE REWARDS PLAN, are registered trademarks of National Bank.
®ULTRAMAR is a registered trademark of Valero, used under licence.
® WORLD MASTERCARD and WORLD ELITE are registered trademarks of Mastercard International Inc. Authorized user: National Bank.
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
If you don’t meet the income requirements for the
With an annual fee of $89, this card will give you a straight 1 point on every $1 you spend – no need to worry about tiers or caps.
The rewards you earn with this card are the same flexible rewards earned with the World and World Elite versions that can be used for a number of different things:
- gift cards, and...
- financial services.
When rewards are redeemed for travel through À la carte Rewards, you get a 1% return on your spending.
10,000 À la carte points = $100 in travel
For a card that has an annual fee of $89, a 1% return is not the best. However, this card has a few benefits that could really make that annual fee worth it for some.
For starters, this card has a really great insurance package.
You with get 10 types of purchase and travel insurance that includes some of the best purchase insurance in Canada – 180 days of purchase protection and 2 years of extended warranty – double what you would get with pretty much any other credit card.
As if that wasn't enough, this is one of the few credit cards in Canada that extended travel insurance past the age of 65. In fact, with this card you will be covered for 10 days of travel up until the age of 74.
Any other card that comes with insurance at this level also comes with a pretty high income requirement, making this card a great option if you don't have a 60K + income.
Curious to know more? Check out our full review of the National Bank Travel Mastercards.