Annual Fee
$0
Extra Card Fee
$0
Purchase
19.99%
Cash Advance
24.99%
Balance Transfer
21.99%
Promo Transfer
1.99%
Promo Term
10 months
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn Sony Points on eligible purchases made using your Sony Card MasterCard®‡
  • Get 2,000 Sony Points after your first eligible transaction††
  • Earn double Sony Points on eligible purchases of Sony products at sony.ca‡
  • Redeem Sony Points toward any Sony product online at sony.ca. Choose from the latest audio, video, gaming products and more‡
  • No annual fee
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $1,000,000
Trip Interruption $2,000
Rental Car Theft & Damage Yes
Rental Car Accident $200,000
Rental Car Personal Effects $1,000

Please review your insurance certificate for details, exclusions and limitations of your coverage.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

** Certain limitations and exclusions may apply to this benefit and others described in the certificate of insurance sent soon after your Account is opened. Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are in the Certificate of Insurance provided with your card.

a By calling to apply for this credit card, you acknowledge your agreement to the Terms and Conditions of Offer and Privacy Terms in this application.

~ As a Mastercard credit card cardholder, you will receive the benefit of Zero Liability in the event of the unauthorized use of your Canadian-issued Mastercard credit card. Zero Liability is provided under specific conditions. Visit www.mastercard.ca for more information.

§ You agree that if no language preference box is checked, you have expressly requested that any agreement and other documents and correspondence related to this application and any credit device and Account approved be drawn up in English only. / Vous convenez que si acune case de préférence de langue n'est cochée, vous avez expressément demandé que toute convention et tout autre document et correspondance se rattachant à cette demande, et à tout instrument de crédit et Compte approuvés soient rédigés en langue anglaise.

‡ These are highlights of the credit card rewards program (the " Program ") associated with this credit card account. Points will be awarded on eligible purchases charged to your account as set out in the Program terms and conditions. Eligible Nordstrom locations to earn 2 points for every $1 in eligible purchases include Nordstrom, Nordstrom Rack, Hautelook, and Trunk Club Clubhouses stores in Canada, United States and Puerto Rico, and at nordstrom.com, nordstromrack.com, hautelook.com, and trunkclub.com, as described in the Nordstrom Rewards (Cardholder Program) terms and conditions and can be found at www.nordstrom.com/rewardscaterms. Complete terms and conditions describing Program eligibility, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Nordstrom Rewards (Cardholder Program). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Nordstrom Rewards (Cardholder Program). Please visit www.nordstrom.com/rewardscaterms for complete Nordstrom Rewards (Cardholder Program) terms and conditions.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. The account must be used for at least one eligible purchase with your new credit card at an eligible Nordstrom location, that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. Eligible Nordstrom locations include Nordstrom, Nordstrom Rack, Hautelook, and Trunk Club Clubhouse stores in Canada, United States and Puerto Rico, and at nordstrom.com, nordstromrack.com, hautelook.com, and trunkclub.com, as described in the Nordstrom Rewards (Cardholder Program) terms and conditions and can be found at www.nordstrom.com/rewardscaterms. Please allow 8 -10 weeks from the eligible purchase date for bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

There's an even better card for you.

Our Review

Are you a techie who loves getting your hands on the latest and greatest technology the moment it comes out?

If so, how about a credit card that lets you earn and redeem points for Sony products?

The Sony Card from MBNA allows you to earn 1 point for every $1 you spend - or 2 points for every $1 spent at Sony.ca.

This card has no annual fee and starts you off with 2,000 welcome points ($20 value) after you make your first purchase.

You also get 7 different types of travel and purchase insurance, because this card is part of the MBNA Platinum Plus family. (Check out the Insurance Coverage tab above to find out more information.)

Then there's also an introductory balance transfer rate for pre-existing credit card debt to save on interest and pay that balance faster. However, keep in mind that there are fees for this (1% of the amount transferred – a minimum fee of $7.50) and the full 19.99% interest rate applies to new purchases using this card. So if your goal is to maximize your interest rate savings, here is our list of best balance transfer credit cards.

Ultimately, there are better rewards and store credit cards out there, so you should only choose this card if you're a big Sony fan and want decent insurance coverage on a card with no annual fee.

What are your thoughts?

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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