MBNA Canadian Wildlife Federation® Platinum Plus® Mastercard®
- Annual Fee
- $0
- Extra Card Fee
- $0
- Card Type
- Credit
- Purchase
- 17.99%
- Cash Advance
- 24.99%
- Balance Transfer
- 19.99%
- Balance Transfer
- 1.99%
- Transfer Term
- 10 months
- Personal Income
- N/A
- Household Income
- N/A
- 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months.
- Access to 24/7 customer service.
- Around-the-clock-fraud protection.
- Immediate cash access at over 1 million ATMs worldwide.
- Enhanced security and protection with Chip & PIN technology and PayPass.
- No annual fee.
| Extended Warranty | 1 year |
| Purchase Protection | 90 days |
| Travel Accident | $1,000,000 |
| Trip Interruption | $2,000 |
| Rental Car Theft & Damage | Yes |
| Rental Car Accident | $200,000 |
| Rental Car Personal Effects | $1,000 |
Please review your insurance certificate for details, exclusions and limitations of your coverage.
✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).
** Certain limitations and exclusions may apply to this benefit and others described in the certificate of insurance sent soon after your Account is opened. Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are in the Certificate of Insurance provided with your card.
a By calling to apply for this credit card, you acknowledge your agreement to the Terms and Conditions of Offer and Privacy Terms in this application.
~ As a Mastercard credit card cardholder, you will receive the benefit of Zero Liability in the event of the unauthorized use of your Canadian-issued Mastercard credit card. Zero Liability is provided under specific conditions. Visit www.mastercard.ca for more information.
§ You agree that if no language preference box is checked, you have expressly requested that any agreement and other documents and correspondence related to this application and any credit device and Account approved be drawn up in English only. / Vous convenez que si acune case de préférence de langue n'est cochée, vous avez expressément demandé que toute convention et tout autre document et correspondance se rattachant à cette demande, et à tout instrument de crédit et Compte approuvés soient rédigés en langue anglaise.
‡ These are highlights of the credit card rewards program (the " Program ") associated with this credit card account. Points will be awarded on eligible purchases charged to your account as set out in the Program terms and conditions. Eligible Nordstrom locations to earn 2 points for every $1 in eligible purchases include Nordstrom, Nordstrom Rack, Hautelook, and Trunk Club Clubhouses stores in Canada, United States and Puerto Rico, and at nordstrom.com, nordstromrack.com, hautelook.com, and trunkclub.com, as described in the Nordstrom Rewards (Cardholder Program) terms and conditions and can be found at www.nordstrom.com/rewardscaterms. Complete terms and conditions describing Program eligibility, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Nordstrom Rewards (Cardholder Program). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Nordstrom Rewards (Cardholder Program). Please visit www.nordstrom.com/rewardscaterms for complete Nordstrom Rewards (Cardholder Program) terms and conditions.
†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. The account must be used for at least one eligible purchase with your new credit card at an eligible Nordstrom location, that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. Eligible Nordstrom locations include Nordstrom, Nordstrom Rack, Hautelook, and Trunk Club Clubhouse stores in Canada, United States and Puerto Rico, and at nordstrom.com, nordstromrack.com, hautelook.com, and trunkclub.com, as described in the Nordstrom Rewards (Cardholder Program) terms and conditions and can be found at www.nordstrom.com/rewardscaterms. Please allow 8 -10 weeks from the eligible purchase date for bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.
†††† To be eligible for an Infinite account, your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater. Additional account qualification criteria apply as set out in the application.
Our Review
Often times it really does feel better to give than to receive, and the MBNA Canadian Wildlife Federation® Platinum Plus® Mastercard® allows you to give with every purchase you make while not costing you a cent.
Because this card is a Platinum Plus card from MBNA, you have the bonus of being covered by 7 different types of travel and purchase insurance. If you want to know more about the included insurance, feel free to check out the Insurance Coverage tab above.
Reviewing the card details on the left, you'll see that this card offers a lower purchase interest rate at 17.99% as well as a balance transfer interest rate promotion at 1.99% for the first 10 months. (However, although you will be saving money in interest fess, it is important to keep in mind that there are fees when taking advantage of this offer – 1% of the amount transferred, with a minimum fee of $7.50).
But if you're looking to crush that credit card debt fast, there are better balance transfer cards out there.
However, if your goal is to give back and support the Canadian Wildlife Federation each time you make a purchase, then this is it.
What are your thoughts?
◊ The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.
