Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 2 points for every $1 spent plus a 25% bonus.
  • Earn 4 points for every $1 spent in Hudson’s Bay Stores.
  • Redeem points for HBC gift cards or even convert them to AIR MILES.
  • AIR MILES Gold & Onyx members get a 15-25% bonus when transferring HBC points to AIR MILES.
  • Enjoy shopping privileges like free shipping and additional savings, when shopping at HBC.
  • No annual fee.

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