Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 6 points for every $1 spent on travel purchases.
  • Earn 3 points for every other $1 spent.
  • Welcome bonus of 20,000 points after you make your first purchase.
  • 10,000 bonus points when you spend $1,000 in your first 3 months.
  • Have the transaction fee waived on all foreign currency transactions (normally 2.5%).
  • $100 annual travel enhancement credit on your card anniversary to bo toward select airline seat upgrades, baggage fees or airport lounge passes.
  • Receive a complimentary membership to Mastercard Airport Experiences by Lounge Key.
  • 10% discount on select hotel bookings when booked directly through HSBC Expedia and Agoda websites.
  • Complimentary Boingo WiFi access.
  • Annual fee waived for the first year.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $1,000,000
Emergency Medical Term 31 days
Trip Cancellation $2,000
Trip Interruption $2,000
Baggage Delay $200
Lost or Stolen Baggage $750
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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