Annual Fee
$110
Extra Card Fee
$30
Purchase
19.90%
Cash Advance
19.90%
Balance Transfer
19.90%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 1% BONUSDOLLARs on all purchases.
  • Flexible rewards that can be used for financial services, merchandise and gift cards, travel, show tickets, and even donations.
  • Mobile device insurance that covers your cellphone or tablet, up to $1,000, plus purchase protection and extended warranty on purchases make with card.
  • Comprehensive travel medical insurance for ages 75 and younger, that covers up to 60 days.
  • Very strong travel insurance coverage that includes trip cancellation, unlimited trip interruption, $2,000 in flight delay, and more.
  • Free secondary cards and a 20% BONUSDOLLARs bonus if you’re a Desjardins member.
  • 50% discount access to the Desjardins Odyssey Lounge at Montreal-Trudeau Airport.
  • Up to 20% off at Hertz locations around the world.
Extended Warranty 1 year
Purchase Protection 90 days
Mobile Device $1,000
Travel Accident $1,000,000
Emergency Medical Term 60 days
Emergency Medical over 65 15 days
Trip Cancellation $2,500
Trip Interruption unlimited
Flight Delay $2,000
Baggage Delay $500
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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