Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 1% BONUSDOLLARS on all purchases.
  • Very low 10.9% interest rate on all purchases and cash advances.
  • One of the very rare cards to offer a low annual fee, good rewards, and low interest rates at the same time.
  • Flexible rewards that can be used for financial services, merchandise and gift cards, travel, show tickets and even donations.
  • Mobile device insurance that covers your cellphone or tablet, up to $1,000, plus purchase protection and extended warranty on purchases make with card.
  • One free secondary card for Desjardins members.
  • 3 days of travel insurance for anyone 75 and younger.
  • Up to 20% off at Hertz locations around the world.
Extended Warranty 1 year
Purchase Protection 90 days
Mobile Device $1,000
Travel Accident $10,000
Emergency Medical 3 days
Trip Cancellation $500
Trip Interruption $1,000
Baggage Delay $500
Lost or Stolen Baggage $500

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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