Annual Fee
$60
Extra Card Fee
$0
Purchase
12.20%
Cash Advance
12.20%
Balance Transfer
12.20%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 1% cash back on all purchases between $12,000 and $500,000 spent annually.
  • Rewards will be paid out on the anniversary of when the account was opened.
  • Access to experienced lawyers for corporate legal assistance and information security services – free of charge.
  • Discounts up to 20% at Hertz locations worldwide.
  • Enjoy an 8% discount on annual insurance premiums for any commercial vehicles you switch to Desjardins Business Insurance.
  • Get additional cards for free if you are a Desjardin Credit Union member.
  • A low interest rate of Prime + 8.5%.
Travel Accident $100,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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