Annual Fee
$29
Extra Card Fee
$0
Purchase
13.99%
Cash Advance
13.99%
Balance Transfer
13.99%
Promo Transfer
0.00%
Promo Term
10 months
Personal Income
$15,000
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • 13.99% interest rate on purchases, cash advances, and balance transfers.
  • Common Carrier accident insurance included.
  • Up to 3 free secondary cards.
  • Low annual fee.
Travel Accident $100,000

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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