Annual Fee
$99
Extra Card Fee
$30
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
$60,000
Household Income
$100,000
Canadian resident who has reached the provincial age of majority.
  • For a limited time, earn 4% cash back for the first 4 months (up to $200 earned).
  • Earn 4% cash back on gas and grocery purchases under $80,000 in annual card spending.
  • Earn 2% cash back on Tim Hortons and TELUS purchases under $80,000 in annual card spending.
  • Earn 1% cash back on all other purchases.
  • There is no limit or cap on the amount of rewards you can earn at the 1% rate.
  • Access to luxury worldwide travel and hotel benefits through the Visa Infinite program.
  • Many types of valuable insurance included with your card - purchase protection, accident insurance, emergency medical and trip interruption to name a few.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Emergency Medical 15 days
Trip Interruption $2,000
Flight Delay $700
Baggage Delay $500
Lost or Stolen Baggage $500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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