Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 1 point for every $1 spent.
  • Earn 1.5 points for every $1 spent on gas, groceries, and drugstore purchases.
  • Earn 2 points for every $1 spent on trips purchased through the CIBC Rewards Centre.
  • Get 15,000 Welcome Bonus points (worth up to $344).
  • Flexible rewards you can use for travel, merchandise, gift cards, one-of-a-kind activities, or even help pay down your balance and purchase investments.
  • Smart long haul and short haul flight redemption options that use fewer points when you want to book that less costly flight with points.
  • 10 different types of purchase and travel insurance included.
  • Discounts at Avis and Budget car rental locations.
  • Access to Visa Infinite Exclusive Offers.
  • Your first year annual fee is waived.
  • 24/7 Concierge Service.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Emergency Medical 15 days
Trip Cancellation $1,000
Trip Interruption $2,000
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

Our Review

Earning rewards points doesn't count for much if you can't use those point for what you really want, and the nice thing about the CIBC Aventura Visa Infinite is that the flexible rewards that you earn can be used for a number of things and earned a number of different ways.

This Visa Infinite card from CIBC allows you to earn rewards on every purchase you make:

  • 2 points for every $1 spent on purchases through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at gas stations, grocery stores, and drugstores
  • 1 point for every $1 spent everywhere else

Getting more than 1 point per dollar spent is really great especially when those points are worth more than the standard 1 cent. Because of the highly valuable flights rewards, Aventura points are worth up to 2.3 cents each...

That's means at 1 point per $1 spent, you'll achieve a 2.3% return on spending. But if you get 1.5 or 2 points per $1 spent, then your return jumps to 3.5% or 4.6% respectively. A typical person with spending spread out across many areas can expect to achieve a return of about 2.77% when redeeming for high value flights.

Don't forget that this card starts you off by giving you 15,000 Welcome Bonus points - that's up to a $344 value when redeemed for flights on top of what you'll earn with your spending.

Although you do get the best bang for your buck when you redeem your points for flights, CIBC Aventura points are very valuable because they can be used for a number of different things:

  • Flights on any airline (best value)
  • Other types of travel
  • Merchandise
  • Gift cards
  • One-of-a-kind activities
  • Financial services like investments, or even...
  • As a statement credit to help pay down your balance

Valuable rewards are nice, but as a top flexible travel credit card, it also comes standard with 9 different types of complimentary travel and purchase insurance. Check out the "Insurance Coverage" tab above for more information on that.

And because this card is a Visa Infinite card, you are also given some nice perks and benefits through the Visa Infinite program:

  • Visa Infinite Concierge
  • Visa Infinite Luxury Hotel Collection
  • Visa Infinite Dining Series, as well as...
  • Access to exclusive events

Bottom line, if you're looking for a travel rewards Visa that gives you high value flexible flight rewards, then this is the card for you. If you're open to an American Express, then the Amex Cobalt is also worth a look.

If you prefer completely flexible travel rewards that give good value even on non-flight rewards, then check out the BMO World Elite Mastercard or the .

Something to keep in mind: You need to have a fairly high income to qualify for this card.

Looking for a card with a bigger sign up bonus and some increased perks?

The is a card worth considering. This card will give you a welcome bonus of up to 50,000 points, valued at roughly $875 in travel. For people older than 65, you’ll have access to medical insurance for the first 7 days of your trip. Plus, if you spend $30,000 a year or more, you will receive a companion award eVoucher, all for the same income levels and Visa Infinite benefits.

What are your thoughts?

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