Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 1 point for every $1 spent on gas, groceries, and drugstore purchases.
  • Earn 1 point for every $1 spent through the CIBC Rewards Centre.
  • Earn 1 point for every $2 spent elsewhere.
  • Earn up to 2,500 bonus welcome points.
  • Reward points that do not expire and can be used on any airline to travel at any time.
  • Flexible rewards you can redeem for travel, gift cards, merchandise, financial products, or even to make payments towards your credit card balance.
  • Access to CIBC Travel Concierge Service for 24/7 personalized trip planning.
  • 5 different types of insurance including 15 days of emergency medical.
  • No annual fee for the main cardholder or 3 additional cards.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $100,000
Emergency Medical 15 days
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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