Annual Fee
$120
Extra Card Fee
$50
Purchase
19.99%
Cash Advance
21.99%
Balance Transfer
21.99%
Personal Income
$35,000
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 2 Aventura points for every $1 spent on all travel purchases made through the CIBC Rewards Centre.
  • Earn 1.5 Aventura points for every $1 spent on gas and travel spending (including flights, hotel stays, car rentals and travel agencies).
  • Earn 1 Aventura point for every other $1 spent.
  • Receive a welcome bonus of 20,000 Aventura points when you make your first purchase, and another 10,000 additional points when you spend $1,000 or more in your first 3 months.
  • Get a one-time $120 travel credit when you book travel through the CIBC Rewards Centre.
  • For a limited time, enjoy free UP Express tickets, between Pearson and Union station.
  • 8 different types of travel and purchase insurance included.
  • The first year is free for the primary cardholder and up to 3 supplementary cards.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Trip Cancellation $1,000
Trip Interruption $2,000
Flight Delay $500
Baggage Delay $500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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