CIBC Aerogold Visa Infinite Privilege Card
- Annual Fee
- Extra Card Fee
- Cash Advance
- Balance Transfer
- Personal Income
- Household Income
- 50,000 mile sign up bonus worth about $625 in free flights.
- Earn 1.25 Aeroplan miles for every dollar you spend.
- Earn 1.5 Aeroplan miles on gas, grocery, and drugstore purchases.
- Enjoy priority check-in and boarding on every Air Canada flight.
- Good travel insurance that also works on flights booked with Aeroplan miles.
- 1 free checked back on every Air Canada flight.
- 4 free visits to the Maple Leaf Lounge annually + 6 free Priority Pass lounge visits.
- Breeze through security faster at some Canadian airports.
- Plenty other Visa Infinite Privilege perks.
|Extended Warranty||2 years|
|Purchase Protection||180 days|
|Emergency Medical||31 days|
|Emergency Medical over 65||10 days|
|Lost or Stolen Baggage||$1,000|
|Rental Car Theft & Damage||Yes|
Please review your insurance certificate for details, exclusions and limitations of your coverage.
Warning: The Aeroplan program will be undergoing major changes in 2020 which could impact reward value. Full details here.
If you’ve got the $200,000 household income that all Visa Privilege cards require, then the CIBC Aerogold Visa Infinite Privilege has a lot to love.
It’s quite similar to the CIBC Aerogold Visa Infinite when it comes to earning rewards on purchases. You get an increased 1.25 Aeroplan miles per dollar spent for most purchases, and the usual 1.5 miles per dollar spent on gas, grocery, drugstore, and Air Canada purchases. You can expect roughly a 4% return on your spending from that.
The real difference is in the added perks the card offers.
First, they’ve beefed up the insurance coverage by make it last longer and most types of coverage have higher payout caps. You’ll get 31 days of travel medical coverage instead of 15, $2,500 in trip cancellation instead of $1,000, $5,000 in trip interruption instead of $2,000, and more.
Next, you get exclusive Air Canada benefits that are applicable to all Air Canada flights, not just Aeroplan reward flights. That includes priority check-in, priority boarding and complimentary first checked bag.
Then, there’s much better access to airport lounges. You get 4 one-time guest passes to the Maple Leaf Lounge in addition to complimentary membership in the Priority Pass lounge program. With that, you receive 6 one-time passes usable at more than 500 Priority Pass lounges worldwide.
There’s plenty more exclusive perks where those came from. Like an annual 50% companion discount on a business class ticket if you’ve already purchased a full-fare ticket for yourself. Or, upgraded status in Fairmont Hotel’s President Club. Not to mention the freebies and discounts you get at hotels that are part of the Visa Luxury Hotel Collection
To top it off, there’s the 25,000 Aeroplan signup bonus that occasionally gets ratcheted up to 50,000 miles during promotions. 25,000 Aeroplan miles can be redeemed for a free economy flight anywhere in Canada or the USA, which is worth about $625.
What are your thoughts?
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