Annual Fee
$180
Extra Card Fee
$50
Purchase
12.99%
Cash Advance
14.50%
Balance Transfer
14.50%
Personal Income
$35,000
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 1.5 Aeroplan miles for every $1 spent on gas and travel (including airlines, hotel stays, car rentals, and travel agencies).
  • Earn 1 Aeroplan mile for every other $1 spent.
  • Receive a welcome bonus of 20,000 Aeroplan miles after your make your first purchase.
  • Enjoy priority check-in and boarding, plus your first checked bag free, on Aeroplan Flight Rewards operated by Air Canada.
  • Get an annual, one-time, pass to an Air Canada Maple Leaf Lounge.
  • Add and assign spending limits on up to 9 secondary cards.
  • Enjoy comprehensive travel and purchase insurance - 9 different types.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Trip Cancellation $1,000
Trip Interruption $2,000
Flight Delay $1,000
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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