Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 4% back in Canadian Tire ‘Money’ on purchases made at Canadian Tire, Mark’s, Sport Chek and Atmosphere.
  • Earn 3% bank in Canadian Tire ‘Money’ on grocery store purchases.
  • Earn 1% back on all other purchases.
  • Get 5 cents back per litre on regular fuel and 7 cents back on premium fuel at Gas+ locations,
  • Purchase protection and extended warranty included.
  • Complimentary roadside assistance included – a very rare perk.
  • Receive weekly personalized offers.
  • Dedicated concierge service.
  • Enjoy no receipt returns.
  • No annual fee.
Extended Warranty 1 year
Purchase Protection 90 days
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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