Annual Fee
$0
Extra Card Fee
$0
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 0.25% on your first $1,500 spent.
  • Earn 0.50% on the next $1,500 to $3,000 spent.
  • Earn 1% on the next $3,000 to $24,000 spent.
  • Earn 1.5% when you spend over $24,000.
  • Get 2X the cash back on purchases at Canadian Tire stores, Canadian Tire gas bars, and Mark’s.
  • Get No fee, No interest 12 month financing at Canadian Tire.
  • No annual fee and no limit to the amount of cash back you can earn.
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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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