Annual Fee
$199
Extra Card Fee
$50
Card Type
Credit
Purchase
19.99%
Cash Advance
21.50%
Balance Transfer
19.99%
Personal Income
$80,000
Household Income
$150,000
Canadian resident who has reached the provincial age of majority.
  • Earn 2 points for every dollar spent (up to $25,000 spent annually).
  • Earn 1 point for every other dollar spent.
  • Take advantage of Brim's Installment Pay option on purchases.
  • Get excellent insurance coverage with 15 different kinds of purchase and travel insurance.
  • Pay no foreign transaction fees when travelling or shopping online.
  • Enjoy complimentary LoungeKey membership.
  • Receive access to Boingo Wi-Fi for free.
  • $199 annual fee.
Extended Warranty 1 year
Purchase Protection 90 days
Mobile Device $1,000
Travel Accident $150,000
Emergency Medical Term 15 days
Emergency Medical over 65 3 days
Trip Cancellation $2,000
Trip Interruption $5,000
Flight Delay $1,000
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Hotel Burglary $1,000
Rental Car Theft & Damage Yes
Rental Car Accident $100,000
Rental Car Personal Effects $1,000

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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