Pairs well with...

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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Our Review

Anytime you can find a no annual fee credit card that will allow you to earn rewards, cover your purchase with insurance, and give discounts on car rentals, it's worth a second glance. The BMO Shell AIR MILES Mastercard gives cardholders all of the above.


If you're an avid AIR MILES collector, then you know you can not collect AIR MILES at every single store. And if you want to maximize earning your miles? You need to shop smart and plan ahead – because missing out on rewards isn't fun at all.

That is where AIR MILES credit cards come in – cards that allow you to earn AIR MILES no matter where you shop.

As awesome as that is, the BMO Shell AIR MILES Mastercard goes even further by giving new cardholders up to 800 welcome AIR MILES. This card will allow you to earn:

  • 1 mile for every $20 spent on everyday purchases, and...
  • 2x the miles on purchases at all participating AIR MILES partners.

Redeeming AIR MILES

Once you start earning rewards everywhere you make purchases, you should get closer to redeeming those miles – and AIR MILES can be used for:

More BMO Shell AIR MILES Mastercard benefits

What's more? This card comes with one year Extended Warranty and 90 days Purchase Protection insurance included with this card – a nice bonus for a card with no annual fee. The Purchase Protection coverage, specifically, covers your purchases in case they are damaged, lost or even stolen – read about all 16 types of credit card insurance we track.

Looking for more?

If you're looking for a card that allows you to earn a little more and you're okay with shell-ing out for an annual fee, you might also want to look at the World version of this card.

What are your thoughts?

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.

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