Annual Fee
Extra Card Fee
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 1.5 BMO Rewards points for every $1 spent.
  • Earn 3 BMO Rewards points for every $1 spent on gas, office supplies, and cell phone and internet bill payments.
  • Receive a welcome bonus of 35,000 BMO Reward points after you spend $5,000 in the first 3 months.
  • Gives you the ability to pool earned points with personal BMO Rewards earned.
  • Add additional employee cards and enjoy BMO’s Liability Waiver Program that protects businesses against employee card abuse.
  • Use your BMO Rewards Business Card to pay for your travel and enjoy 10 different types of travel insurance.
  • Purchases are covered by extended warranty and purchase protection.
  • Enjoy a low purchase interest rate of only 14.99%.
  • Extended grace period of 25 days.
  • No fee for the first year.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Trip Cancellation $2,500
Trip Interruption $2,000
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $1,000
Personal Effects $1,000
Hotel Burglary $1,000
Rental Car Theft & Damage Yes
Rental Car Accident $200,000
Rental Car Personal Effects $1,000

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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