Annual Fee
$250
Extra Card Fee
$50
Purchase
30.00%
Cash Advance
30.00%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
  • Earn 1 Membership Rewards point for every $1 spent.
  • Earn 1 bonus Membership Rewards point for every $1 spent at 3 suppliers you choose from a list of American Express merchants (Up to a total of 250,000 bonus points earned).
  • Get a welcome bonus of 30,000 points if you charge at least $5,000 to your card in the first 3 months.
  • Earn 10,000 bonus Membership Rewards points for each approved business card referral (up to 150,000 bonus points earned annually).
  • Points earned can be used for a number of different things including 1:1 transfers to Aeroplan and Avios.
  • Card includes a Disability Plan for small business and protection against employee card misuse.
  • Enjoy exclusive access through Front of the Line Entertainment.
  • Includes 8 different types of travel and purchase insurance.
  • Annual fee waived for the first year.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $100,000
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $500
Hotel Burglary $500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply Now button.

*Conditions apply.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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