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Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
  • Earn 2 Points for every $1 spent.
  • Earn 3 Points for every $1 on gas, dining, and travel.
  • Earn 5 Points for every $1 spent at participating Marriott hotel.
  • Receive 60,000 welcome bonus points when you spend $1,500 in your first 3 months.
  • Transfer points to 40 airline rewards programs.
  • Get a 25% bonus (15,000 points) when you transfer points to miles in 60,000 point increments.
  • Enjoy the security of a disability plan for small business, protection against employee misuse as well as a dedicated customer service line.
  • Enjoy a free night stay on your cards anniversary.
  • Automatic Silver Elite status as long as you have the card.
  • Get upgraded to a Gold Elite Status when you reach $30,000 in purchases annually.
  • Receive 15 Elite Night Credits each calendar year that can be used towards attaining the next level of Elite status.
  • Exclusive access to American Express Invites.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply Now button.
  • * Conditions apply.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $500
Personal Effects $500
Hotel Burglary $500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.

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