Pairs well with...

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Balance Transfer
Transfer Term
6 months
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $100,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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Our Review

Any card that gives you enough sign up points to get a free flight (before taxes & fees) is worth finding out more about. That’s doubly true when that card has a lower annual fee than most of its competitors - and the American Express AIR MILES Platinum fits that bill.

With an annual fee of only $65, this card gives you decent earning potential at half the cost of most travel rewards cards. If you’re looking for the best mix of rewards and a low annual fee, this is the card for you.

The Amex AIR MILES Platinum card will start you off with a welcome bonus of up to 2,000 miles* (worth around $344) and then allow you to earn 1 mile for every $10 spent at grocery stores, gas stations, drug stores, and AIR MILES sponsors, and then 1 point for every $15 spent everywhere else you use your card.

As with many American Express cards, you are able to earn extra rewards by referring friends – a really cool perk. Plus, Amex also offers American Express Invites and Front of the Line ticket reservations, letting you get tickets to all the hottest events. Why wouldn’t you tell your friends about that?

Though not as extensive as some more premium credit cards, the American Express Air Miles Platinum credit card does include some nice insurance benefits. Be sure to click on the "Insurance Package" tab above to find out some more information.

While American Express cards are not accepted quite as often as Mastercard and Visa, this card does have some features that make that fact easy to overlook. Flexible rewards, a nice earn rate, and an affordable annual fee, make it worth considering.

Prefer a card that would earn more AIR MILES on all of your spend, with wider acceptance? The could be a card for you to consider, if you qualify for its $80,000 personal or $150,000 household income requirement.

In exchange for a higher annual fee of $120, you'll earn 1 mile on every $10 you spend, and a higher sign up bonus of up to 3,000 AIR MILES when you spend $3,000 in the first 3 months – the best available for an AIR MILES credit card.

It also comes with a much better array of travel and purchase insurances, with 13 types available, compared to only 4 types with the Amex AIR MILES Platinum card.

What are your thoughts?

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.

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