Get the highest earn rate of any AIR MILES credit card with the American Express AIR MILES Platinum credit card.

Annual Fee
$120
Extra Card Fee
$0
Card Type
Credit
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Balance Transfer
1.99%
Transfer Term
6 months
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $100,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

If we find your match, we’ll give you up to $25 when you refer your friends.*

Our Review

Want to earn the most miles of any AIR MILES credit card? That's exactly what you'll get with the American Express AIR MILES Platinum Card.

It has the best earn rates and one of the biggest welcome bonuses of any AIR MILES card.

Welcome bonus

To get you started towards your next AIR MILES redemption, you can earn up to 3,500 AIR MILES.

Here's how:

  • 1,700 miles after you spend $1,500 in the first 3 months,
  • 150 bonus miles every month you spend $500 in the first 6 months, and
  • another 150 bonus miles every month you spend $1,000 in the first 6 months.

Simply put, spend $1,000 every month for the first 6 months to get the full 3,500 miles.

Earn rates

When it comes to earning AIR MILES on every purchase, this card can't be beat.

You'll get:

  • 1 mile per $5 spent on gas, groceries, and restaurants (up to $30,000 spent annually), and
  • 1 mile per $10 spent on all other purchases.

No other AIR MILES credit card offers an earn rate of 1 mile per $5 spent on essentials like groceries and gas. In fact, that's double what other AIR MILES cards offer.

Balance transfer offer

If saving on credit card debt is your priority, this card can help.

You can get a 1.99% interest rate for the first 6 months you have the card. Just note that you have to complete the transfer when you apply for the card.

So on top of getting the best AIR MILES earn rate, you can also save on credit card debt.

Using your miles

So what can you use your AIR MILES for? There's a wide range of options available to you.

But first, you have to decide whether you want to earn cash or dream miles (or a little bit of both). Once you've earned a mile in either category, it can't be switched to the other one.

But, you can change your earning preference at anytime.

Want to redeem miles for travel rewards like flights, car rentals, hotels, or merchandise? You'll need to collect dream rewards.

Each option has varying value, but here's what you can expect to get from dream rewards:

  • Flights – 17.2 cents per mile (CPM)
  • Car rentals – 16.2 CPM
  • Concerts – 21 CPM
  • Hotels – 12.3 CPM
  • Vacation packages – 11 CPM
  • Merchandise – 7.7 CPM

But if you just want to get an in-store discount at select merchants like Sobeys or Shell, you'll want to collect cash miles.

You can either get an instant discount at the register, or redeem for a voucher online that you can bring into the store to get your discount. When redeeming cash miles, they always have the same value – 95 miles will give you a $10 discount, a value of 10.5 cents per mile.

To learn more about everything AIR MILES has to offer, our guide has all the details on both redeeming and earning AIR MILES.

Annual travel redemption benefit

Planning on redeeming for plane tickets? This card has a great perk to save miles on flights.

Once per year, on the first single flight booked with your AIR MILES, you'll receive a bonus of 25% of the net number of miles used (up to a maximum bonus of 750 miles) – essentially giving you 25% off the miles needed.

This perk will give you a head start towards your next AIR MILES redemption.

Is there anything you have to do to get your bonus? All you need to do is ensure you use AIR MILES from the account tied to your Amex AIR MILES Platinum card.

Other Amex benefits

Of course, as an Amex card it has all the usual Amex benefits.

Get exclusive access to tickets to the hottest concerts with Amex Invites and Front of the Line. Amex cardholders get exclusive access to ticket sales through Ticketmaster.

For even more rewards, there's Amex Offers. You can earn bonus cash back when you make purchases through select merchants. To see what offers are available, you can find them here.

Insurance coverage

For insurance coverage, this card has you covered. You can get 4 types of travel and purchase protection just by having this card in your wallet.

You can find the details by clicking on the "Insurance Coverage" tab above.

Final thoughts

For an annual fee of $120, this card will help you take full advantage of the AIR MILES program. You'll rack up more miles, in addition to what you already earn at AIR MILES partners, and redeem your miles sooner.

If Amex acceptance concerns you, then consider the . It still has a high earn rate of 1 mile for every $10 spent, with no caps or tiers to worry about. And it has increased insurance coverage and perks as well.

Pairs well with...