American Express AeroplanPlus Platinum Card
- Annual Fee
- Extra Card Fee
- Cash Advance
- Personal Income
- Household Income
- Up to 40,000 mile sign up bonus* (worth around $1,200).
- 1.25 Aeroplan miles on first $25K in purchases yearly.
- 1.5 Aeroplan miles on all purchases above $25K spending yearly - the highest of any Aeroplan credit card.
- 2-for-1 reward ticket for short flights when you redeem 15,000 miles.
- Unlimited complimentary visits to the Maple Leaf Lounge for free food and drinks.
- Faster airport lines with priority Air Canada check-in and security lane access at Pearson.
|Extended Warranty||1 year|
|Purchase Protection||90 days|
|Emergency Medical||15 days|
|Lost or Stolen Baggage||$1,000|
|Rental Car Theft & Damage||Yes|
Please review your insurance certificate for details, exclusions and limitations of your coverage.
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As a Charge Card, the balance must always be paid in full each month.
Often mistaken for The Platinum Card, it and the American Express AeroplanPlus Platinum Card is not one and the same. This card has a $499 annual fee compared to the $699 of the other and is focused exclusively on Aeroplan rewards.
The real advantage in this card is for big spenders because you get 1.25 Aeroplan miles per dollar spent right off the bat and then transition to 1.5 miles per dollar spent after you reach $25,000 in annual spending. If you’re spending $100,000 or more per year on your card, then it’s hard to beat the roughly 4.5% return on spending that will get you if you value Aeroplan miles reasonably at 2.5 cents per mile. If you fly business class, your return can go quite a bit higher.
Another nice perk is the annual 2-for-1 short haul flight reward when you redeem 15,000 Aeroplan miles. Short haul with Aeroplan doesn’t typically provide great value, but when you’re getting a second ticket for free it’s pretty good.
Canadian lounge access is another strength of this card because it is the only card in Canada to offer unlimited lounge access to Air Canada Maple Leaf Lounges for cardholders. Unfortunately guests are charged extra and international access through the Priority Pass membership isn’t free either, not even for the primary cardholder - expect to fork over $27 USD per person.
Although it does have quite a few of the perks The Platinum Card and other top travel cards offer, it is missing a few big ones considering it large $499 annual fee. There is no concierge service for one. No priority boarding on Air Canada (but it does have priority check-in, figure that one out). No free checked bags. And, upgraded status in only 1 hotel program.
In short, this card is worth it if you’re a big spender, want unfettered access to the Maple Leaf Lounge, or just want the sign up bonus* (up to 40,000 miles) that is worth about $1,000 in economy long haul flights within Canada and the USA.
A few other cards that might interest you.