Pairs well with...

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Emergency Medical Term 15 days
Trip Cancellation $1,500
Trip Interruption $1,500
Flight Delay $1,000
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Hotel Burglary $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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Our Review

Often mistaken for The Platinum Card, it and the American Express AeroplanPlus Platinum Card is not one and the same. This card has a $499 annual fee compared to the $699 of the other and is focused exclusively on Aeroplan rewards.

The real advantage in this card is for big spenders because you get 1.25 Aeroplan miles per dollar spent right off the bat and then transition to 1.5 miles per dollar spent after you reach $25,000 in annual spending. If you’re spending $100,000 or more per year on your card, then it’s hard to beat the roughly 4.5% return on spending that will get you if you value Aeroplan miles reasonably at 2.5 cents per mile. If you fly business class, your return can go quite a bit higher.

Another nice perk is the annual 2-for-1 short haul flight reward when you redeem 15,000 Aeroplan miles. Short haul with Aeroplan doesn’t typically provide great value, but when you’re getting a second ticket for free it’s pretty good.

Canadian lounge access is another strength of this card because it is the only card in Canada to offer unlimited lounge access to Air Canada Maple Leaf Lounges for cardholders. Unfortunately guests are charged extra and international access through the Priority Pass membership isn’t free either, not even for the primary cardholder - expect to fork over $27 USD per person.

Although it does have quite a few of the perks The Platinum Card and other top travel cards offer, it is missing a few big ones considering it large $499 annual fee. There is no concierge service for one. No priority boarding on Air Canada (but it does have priority check-in, figure that one out). No free checked bags. And, upgraded status in only 1 hotel program.

In short, this card is worth it if you’re a big spender, want unfettered access to the Maple Leaf Lounge, or just want the sign up bonus* (up to 40,000 miles) that is worth about $1,000 in economy long haul flights within Canada and the USA.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.

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