American Express® AeroplanPlus®* Gold Card
Earn Aeroplan miles everywhere you shop and enjoy some great perks along the way.
- Annual Fee
- Extra Card Fee
- Card Type
- Late Payment Fee
- Up to 30%
- Cash Advance
- Balance Transfer
- Personal Income
- Household Income
|Extended Warranty||1 year|
|Purchase Protection||90 days|
|Lost or Stolen Baggage||$500|
|Rental Car Theft & Damage||Yes|
Please review your insurance certificate for details, exclusions and limitations of your coverage.
American Express AeroplanPlus Gold review
For an Aeroplan card that gives you a high earn rate on EVERY purchase, let's delve into the American Express® AeroplanPlus®* Gold Card. Let's look into its:
- easy welcome bonus,
- earn rates,
- 7 options for redeeming,
- benefits and bonus cash back,
- 8 types of insurance, and
- other card alternatives.
15,000 Aeroplan miles welcome bonus
To get you started, you'll get a welcome bonus of 15,000 Aeroplan miles after spending $1,500 in the first 3 months. What can you do with 15K miles? This bonus alone will get you a Fixed Mileage short-haul flight within North America, which should save you hundreds of dollars. Just keep in mind that you'll need to pony up for taxes and fuel surcharges.
Earn Aeroplan miles on everyday purchases
When it comes to earning miles on your everyday purchases, Amex has (largely) kept it straightforward.
Here's what you'll earn on all purchases:
- 1 mile per $1 on the first $10,000 in annual spend, then
- 1.25 miles per $1 spent after that.
The 1.25 mile earn rate will work on your benefit, if you use your card to do most of your spending AND most of your spending is outside of groceries, gas, and drugstores. (Otherwise there are other cards that offer accelerator rates if your spending is concentrated on these 3 categories, see alternatives below.)
When to use your miles
Now that you know how many miles you could earn, what can you use them?
Since Aeroplan is an airline rewards program, you're going to get the best value redeeming for flights.
We have an average mile value of 2.5 cents when you redeem for flights. However, to get this value, you need to redeem for flights within Canada or to the U.S.
Flights outside these zones have very high taxes and fees, and bring the value of your rewards down. The exceptions are if you can travel on a carrier with low taxes and fees (Air Canada is not one of them) or if you redeem for business class seats (which offer great value no matter where you travel).
More ways to redeem your miles
Of course, flights aren't the only way you can redeem your miles. Here are other ways you can use your miles, with each value expressed as cents per mile (CPM):
- Air Canada gift cards – 1 CPM
- Air Canada Vacation packages – 0.83 CPM
- merchandise – 0.83 CPM
- hotel stays – 0.73 CPM
- other gift cards – 0.71 CPM
- car rentals – 0.64 CPM
Want to learn more about redeeming rewards? Our Aeroplan guide will give you supreme confidence on how to redeem your miles.
Other Amex benefits plus bonus cash back
Of course, as an Amex card it has some other great benefits as well.
Want to go see the hottest concerts? Thanks to Amex Invites and Front Of The Line, you can get access to presale seats not available to the general public.
And, to earn bonus cash back on select purchases, there's Amex Offers. Participating retailers will offer bonus cash back for completing an offer. You can find out more details here.
While we hope nothing goes wrong while we're away, it's always nice to have some insurance to fall back on.
This card has 8 types of travel and purchase insurance included – you can see the details by clicking on the insurance tab above.
And, since it is an Aeroplan branded card, you're still covered when you're travelling on Aeroplan rewards tickets as well.
Still not sure? Here are 2 alternatives
If you're not sure this card is for you, and…
If you spend quite a bit on groceries or gas (roughly a 3rd of your spending), then the
If Amex acceptance is a concern, then consider the