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If you’re a Canadian, chances are pretty good that you’ve been to Tim Hortons a few (billion) times in your life. Whether stopping for a coffee while driving up to the cottage, or just hitting the drive thru on your way in to work, Tims is a pretty popular destination for most of us.

But did you know that Tim Hortons has its very own rewards program? It’s true. And while it hit a few bumps along the road, it seems to have got most of it sorted out.

Tim Hortons Rewards at a glance

Value of Tim Hortons Rewards: High: $0.356 for cinnamon buns
Low: $0.092 for espresso shots
Ways to redeem Tim Hortons Rewards: A variety of:
* baked goods,
* beverages,
* breakfast items, and
* lunch items.
How to earn Tim Hortons Rewards: The only way to earn Tims Rewards is to visit Tim Hortons restaurants and make purchases over $0.50, at least 30 mins apart.
Who these rewards are good for: Timmies fans
Frequently Asked Questions: * Level of flexibility? Low
* How can I earn Tims Rewards?
* How can I redeem Tims Rewards?
* How can I maximize my Tims Rewards?
* Do Tims Rewards expire? Yes

Tims Rewards value

The cent per point (CPP) value for Tims Reward points depends on how you redeem them. These are the values we came up with after doing a little research. If you would like a full item-by-item list of CPP values, we’ve made up a handy downloadable version for you: Tims Rewards CPP Values.

Some highlights?

  • Highest CPP: Cinnamon Bun at 3.56 CPP
  • Lowest CPP: Single Espresso at 0.92 CPP
  • Best breakfast item: Hash browns at 3.18 CPP
  • Best lunch item: Chicken Bacon Ranch Wrap at 2.81 CPP

Here’s a summary of our findings.

Category Product Regular price (range) Points needed CPP (range)
Baked goods Donuts $0.99 – $1.19 50 1.98 – 2.38
Baked goods Cookies $0.99 50 1.98
Baked goods Bagels $1.39 – $1.99 70 1.99 – 2.84
Baked goods Assorted $1.19 – $2.49 70 1.70 – 3.56
Baked goods Donuts, Dream $1.99 70 2.84
Baked goods Timbits, box of 10 $2.39 140 1.71
Beverages Brewed coffee or tea $1.41 – $2.17 70 2.01 – 3.10
Beverages French vanilla $1.79 – $2.79 100 1.79 – 2.79
Beverages Iced coffee $1.69 – $2.49 100 1.69 – 2.49
Beverages Hot chocolate $1.69 – $2.29 100 1.69 – 2.29
Beverages Creamy Chill $3.09 – $4.39 140 2.21 – 3.14
Beverages Fruit smoothie $2.89 – $4.39 140 2.06 – 3.14
Beverages Iced Latte, Classic $2.59 – $3.69 140 1.85 – 2.64
Beverages Cappuccino $2.59 – $3.69 140 1.85 – 2.64
Beverages Latte, Classic $2.59 – $3.59 140 1.85 – 2.56
Beverages Iced Capp, Classic $2.49 – $3.79 140 1.78 – 2.71
Beverages Frozen lemonade $1.79 – $2.19 140 1.28 – 1.56
Beverages Coffee Mocha $1.69 – $2.29 140 1.21 – 1.64
Beverages Espresso $1.29 – $1.99 140 0.92 – 1.42
Breakfast Hash browns $1.59 50 3.18
Breakfast Oatmeal or yogurt $2.39 – $2.99 140 1.71 – 2.14
Breakfast Wraps $2.39 – $3.59 180 1.33 – 1.99
Breakfast Sandwiches $2.09 – $3.59 180 1.16 – 1.99
Breakfast Farmer’s sandwich or wrap $4.39 220 2.00
Breakfast Bagel B.E.L.T $4.19 220 1.90
Lunch Wedges $2.19 100 2.19
Lunch Soup $3.59 180 1.99
Lunch Sandwiches $4.09 – $5.99 220 1.86 – 2.72
Lunch Chili $4.89 220 2.22
Lunch Melts $4.69 – $5.99 220 2.13 – 2.72
Lunch Wraps $5.79 – $6.19 220 2.63 – 2.81

Ways to redeem your Tims Rewards

In order to redeem Tims Rewards, you have to be a registered user (either on the app or through the website) so you can select your reward category. You will have to select an item in one of:

  • baked goods,
  • beverages,
  • breakfast, or
  • lunch.

Your rewards will automatically be redeemed after you have collected enough points, and you make a purchase that includes an item in your selected category.

If you would rather save your points, you can select the “Bank my points” option in the app or on the website.

Tims Rewards categories (AKA: levels)

When you open the app, you’ll see a list of the 4 main categories, within which are various subcategories.

Category Product(s) Points needed
Beverages Brewed coffee and tea 70
Beverages Hot chocolate, French vanilla, iced coffee 100
Beverages Classic ICED CAPP, frozen beverages, and espresso drinks 140
Baked goods Classic donuts, specialty donuts, and cookies 50
Baked goods Dream donuts, bagels, and baked goods 70
Baked goods Box of 10 Timbits 140
Breakfast Hash browns 50
Breakfast Yogurt, and oatmeal 140
Breakfast Breakfast sandwiches 180
Breakfast BELT and farmers breakfast sandwiches 220
Lunch Wedges 100
Lunch Soups 180
Lunch Lunch sandwiches, or chili 220

Default Tims Rewards category

The default selection for registered users is the 70 point beverages category. If you leave this as your selection, any time you have earned 70 or more Tims Reward points and purchase a regular brewed coffee or tea while using your Tims Rewards card, you will automatically use those points to get that part of your purchase for free.

If you want to redeem your points on something else, simply change the default selection in the app. If you would rather save your points, select “Bank my points” instead.

Tims Rewards points maximum and expiration

If you choose to bank your points, remember that you can only collect a maximum of 20,000 points.

Also, stored points will expire after a year, so be sure to use them before you lose them!

How and where to earn Tims Rewards

So, intrigued? Want to start collecting points towards that sweet, sweet free iced coffee or bowl of chili you’ve been craving? It’s super easy to get started.

Register on the website or app

The easiest way to get started is to head over to the Tim Hortons website and register as a new user. Click the “Log In” button in the upper right corner, and you’ll be taken to a “Sign In” page where you can hit the “Sign up” button to create your account.

Alternatively, you can head to the Apple App Store or the Google Play Store and download the Tim Hortons app. Similarly, just tap the icon in the top right corner and you’ll be taken to the “Sign In” page, where you’ll be able to create an account.

If you’re concerned about privacy, you may want to do a little research before installing the Tims Rewards app. There are reports that it does some pretty heavy-handed tracking of your location and data, which may be something you would prefer to avoid.

Get a Tim Hortons Rewards collector card

Now that there’s a Tim Hortons app, you no longer need to have a physical Tim Hortons rewards card – they can simply scan your app.

If you already have a physical card, or if you decide you want one and get one in-store, you’ll have to link that physical card to your account. You can do this either on the app or website.

Note: If you have a physical Tims Rewards card from before the February 26, 2020 update, make sure you get it linked to an account. Otherwise your rewards will have reduced value.

You’re all set to start collecting Tims Rewards

Now that you’re all set up, every time you make a purchase at Timmies, you’ll earn 10 Tims Rewards points as long as you present your card or app.

Yep, no matter what you buy, or how much it costs, you will receive 10 Tims Rewards for every eligible purchase.

“But what if I just sit there and buy 1,000 Timbits, one at a time?”

Well, it turns out they’ve thought of that. There are some rules to these things. To qualify for earning your 10 Tims Rewards points, your purchase has to be:

  • at least $0.50 before tax, and
  • at least 30 minutes must have passed since your last purchase.

Other ways to earn rewards at Tim Hortons

So Tims Rewards are great and all, but are there other ways to earn even more rewards through your Timmies purchases? You bet there are. There’s good old super-flexible cash back, Aeroplan, AIR MILES, or any of several other rewards programs that may be more useful or valuable to you.

And the best part? You’ll be earning these on top of earning Tims Rewards, since you’ll still be collecting those in addition to what you can earn with the cards we list here.

Here are a few of our favourite rewards credit cards that you can use at Tim Hortons…

Credit card Annual fee Rewards Welcome bonus Interested?
Scotiabank Gold American Express® Card $120 * 5 Scotia Rewards points for every $1 spent on groceries, restaurants, and entertainment
* 3 Scotia Rewards points for every $1 spent on gas, daily transit, and select streaming services
* 1 Scotia Rewards point for every other $1 spent
* Earn 20,000 bonus points (terms) Apply now
Scotiabank Passport Visa Infinite
Car
d
$139 * 2 Scotia Rewards point for every $1 spent at grocery stores, restaurants, entertainment, and daily
transit
* 1 Scotia Rewards point for every $1 spent elsewhere
* Earn 30,000 bonus points (terms) Apply now
MBNA Rewards Platinum Plus® Mastercard® $0 * 2 points for every $1 spent on eligible gas, groceries, and restaurant purchases (up to $5,000
annually per category)
* 1 point for every $1 spent on other purchases
* 4 points for every $1 spent on eligible groceries, gas, and restaurant purchases during the first 90 days
* Up to 10,000 bonus points (terms)
Apply now
Brim World Elite Mastercard $199 * 2% cash back on all purchases, up to $25,000 in spend
* 1% cash back on all purchases after that
* Earn up to $500 in first-time bonuses after first purchases with participating retailers
* Annual fee is currently waived for the first year (terms)
Apply now
TD® Aeroplan® Visa Infinite* Card $120 * 1.5 Aeroplan miles for every $1 spent on groceries, gas, drugstore, and Air Canada purchases
* 1 mile for every $1 spent on all other purchases
* 15,000 bonus Aeroplan Miles
* Annual fee rebate for the first year (offer ends Sep 8, 2020) (terms)
Apply now
BMO® AIR MILES®† World Elite®* Mastercard®* $120 * 1 AIR MILE for every $10 spent on all credit card purchases * Earn 2,000 bonus AIR MILES
* Annual fee is currently waived for the first year (terms)
Apply now
Tangerine Money-Back Credit Card $0 * 2% cash back on purchases in up to 3 categories of your choice
* 0.5% cash back on all other purchases
None Apply now
Tangerine World Mastercard $0 * 2% cash back on purchases in up to 3 categories of your choice
* 0.5% cash back on all other purchases
None Apply now

What do these cards have to offer?

Highest earn rate for a flexible travel rewards card

The is one of the top flexible rewards credit cards we track, allowing you to earn Scotia Rewards at an unmatched rate.

You’ll earn:

  • 5 Scotia Rewards points for every $1 spent on groceries, restaurants, and entertainment – the highest for any flexible travel rewards card,
  • 3 Scotia Rewards points for every $1 spent on gas, daily transit, and select streaming services, and
  • 1 Scotia Rewards point on every $1 spent on other purchases.

And you’ll get to kick off your reward earnings with a sign-up bonus of 20,000 points (which is up to $200 in value).

Other perks? 11 types of complimentary insurance coverage, a number of travel perks, and special offers through American Express Invites and Scotia Rewards Travel Advantage.

Premium travel rewards and lots of other perks

The is a premium travel card with flexible rewards, no foreign exchange fees, and lots of other great perks.

As for rewards, you’ll earn:

  • 2 Scotia Rewards points for every $1 spent on groceries, restaurants, entertainment, and daily transit, and
  • 1 Scotia Rewards point for every $1 spent on other purchases.

You’ll also earn 30,000 bonus points once you spend $1,000 on your card in the first 3 months.

This credit card also has no foreign exchange fees, saving you 2.5% on purchases made in foreign currencies, whether you’re travelling or shopping online.

To learn more about the Scotia Rewards program, you can visit our complete guide to this program.

Piles of bonus points

Another great rewards card is the .

With this card you’ll earn MBNA Rewards, including a bonus earn rate:

  • 4 points for every $1 spent on gas, groceries, and restaurant purchases in the first 90 days,
  • 2 points for every $1 spent on these categories after the first 90 days (up to $5,000 spent annually on each category), and
  • 1 point for every $1 spent on other purchases.

Additionally, you’ll earn 5,000 bonus points after you spend $500 in the first 90 days, and another 5,000 bonus points if you enroll for paperless e-statements in the first 90 days.

Great cash back and top-notch insurance

If you value credit cards that come with complimentary insurance coverage, the may be the card for you.

Of the types of credit card insurance we track, this card comes with an unmatched 15 types, including rare mobile device and event ticket cancellation coverages.

For rewards, you’ll earn:

  • 2 points for every $1 spent (up to $25,000 annually), and
  • 1 point for every $1 spent after that.

These rewards have a value of 0.01 cents per point, and can be redeemed for statement credits, making them essentially cash back.

You can also earn up to $500 in first-time bonuses after your first purchases with participating retailers. While the annual fee is a bit steep at $199, with no foreign transaction fees and all its other perks and rewards, it may be worthwhile for you.

One for the Aeroplan fans

With the , you can earn Air Canada Aeroplan miles on all of your purchases, along with 10 types of complimentary insurance coverage, Air Canada perks, and all the benefits of the Visa Infinite program.

If you apply by September 8, 2020, you’ll get an Annual Fee Rebate for your first year, and earn 15,000 bonus Aeroplan miles when you make your first purchase with the card.

And, if you pay for purchases with this card and present your Aeroplan Membership number at participating retailers, you can double the Aeroplan miles you earn.

One for the AIR MILES fans

If you’d rather earn AIR MILES, you should take a look at the .

As our top AIR MILES credit card, with this you’ll earn 1 Mile for every $10 spent on all credit card purchases. This is one of the best AIR MILES earn rates on the market.

You’ll also earn 2,000 bonus AIR MILES in the first 3 months, and you won’t pay the annual fee for the first year you have the card.

Further, if you pay for purchases with this card at participating AIR MILES partners, and also present your AIR MILES collector card, you can double dip and significantly increase your miles earn rate.

Solid cash back for no annual fee

Want cash back rewards for no annual fee? The may be the card for you.

You can earn 2% cash back on purchases in up to 3 categories, including restaurants. And you’ll earn 0.5% cash back on all other purchases. And you’ll even get extended warranty and purchase protection coverage at no extra cost. Read our full review of this card here.

What’s not to love about that?

Solid cash back, no annual fee, and some rare insurance coverages

Want a few extra perks? The has some pretty steep income requirements ($60,000 personal, or $100,000 household), but offers some added insurance and travel perks compared to its sister card.

The cash back earn rate is the same 2% back in up to 3 categories, and 0.5% cash back on all other purchases.

Maximizing your Tims Rewards

Wondering how to maximize your Tims Rewards? Here are some tips.

Make frequent purchases at Tim Hortons

Since the only way you can earn Tims Rewards is by making purchases…well, just make lots of purchases. You will only be able to ever earn 10 Tims Rewards per purchase, of course, and there are some rules in play.

Maximize your points by redeeming them on top CPP value items

We’ve given a summary of our CPP value research above, but you can also download our full spreadsheet with an item-by-item breakdown.

Bottom line

So there you have it. Tims Rewards are a great thing to collect whether you’re out road tripping, heading into work, or just taking a well deserved break. Treat yourself. You deserve it.

Want to know which Canadian rewards program gives you the best bang for your buck? Check out our comparison of 20+ programs here.

Which Canadian Rewards Program Is Worth The Most?

Tims Rewards FAQ

What’s the best possible item for me to get to maximize the value of my Tims Rewards?

Based on our research, the single best item to get with your Tims Rewards is a cinnamon bun. As a 70 point baked good that normally costs $2.49, you’re getting an exceptional 3.56 cents per point for your Tims Rewards.

What’s the worst thing to get with Tims Rewards, in terms of overall point value?

A single espresso shot requires a staggering 140 points, and normally costs only $1.29. This means if you use your Tims Rewards on one of those, you’re only getting a meagre 0.92 cents per point.

How can I earn even more rewards when making purchases at Tim Hortons?

While there’s no way for you to earn more Tims Rewards per purchase, you can earn other rewards by using some sort of rewards credit card when buying things at the restaurant. We have a list of our favourite reward cards that you can use to earn even more rewards for all those coffee and donut runs.

How can I maximize my Tims Rewards?

It’s pretty simple, and we go over it in a bit more detail here, but it boils down to making lots of purchases at Tim Hortons, then making sure you redeem your points for the highest value items you can.

How can I sign up for Tims Rewards?

It couldn’t be easier, really. Just install the app or head over to the Tim Hortons website, hit the “Log In” button, and create an account. Once you’ve done that, you’re on your way.