noun: a person with a particular interest in food; a gourmet.
If you didn’t know already, a “foodie” is someone who really loves food.
They eat to savour, not just to sustain.
It’s more hobby than survival.
While some people collect vinyl, porcelain dolls, books, or even rooster figurines in their country-style kitchens…
Foodies open their wallets on delicious, delectable, mouth-watering food.
Although the official definition of a foodie might differ for some, I see it as the title you would give yourself if you’re a food connoisseur of sorts.
Earn delicious rewards on eats
If your greatest area of interest is food, and everything that revolves around it – going to restaurants, learning about food and the science of food, as well as wine and beer…
…then you just might be a foodie.
As a die-hard meal-prepper who rarely dines out, I can only imagine how much a true foodie spends on a really good restaurant meal.
So, if you’re a food-lover, here are 5 credit cards that could earn you some delicious rewards:
- Scotiabank Gold American Express
- American Express Cobalt Card
- Tangerine Money Back Mastercard
- Scotiabank Momentum Business Visa
- BMO AIR MILES World Elite Mastercard
Scotiabank Gold American Express
It’s also one of the best flexible rewards cards on the market right now.
You earn 4 points for every dollar spent on restaurant, grocery, and entertainment purchases. So you can even enjoy a movie or a show after your scrumptious meal.
How flexible is this card? You can use your points to redeem for a plethora of different things, like:
- flights, hotels, cruises, car rentals, tours, and more,
- Best Buy merchandise,
- Apple Store merchandise including MacBooks, iPhones, iPads and Apple TV,
- gift cards and prepaid cards,
- SCENE points,
- statement credits,
- donations to charity,
- experiences (like access to Toronto’s 6 best attractions, for example), and
- much more in Scotia Rewards’ the “Offer Zone.”
It also offers a comprehensive purchase and travel insurance.
Usually, for cards with this amount of rewards and insurance coverage, you’d be looking at a relatively high personal income requirement, but this card has a low $12,000 minimum personal income requirement.
Learn more below:
American Express Cobalt Card
Next on our list of foodie-worthy credit cards is the
With this card, you get a whopping 5 point per dollar spent on eats (groceries and bars included) – the highest available earn-rate for any card on the Canadian market right now.
Let’s say the average Canadian high-end restaurant meal for 1 person can cost around $100. If you paid with your Cobalt card, you would get $5 in flexible travel rewards per meal.
What’s more? This card doesn’t have any income requirements whatsoever, so, if you have good credit, you’re sure to be approved for it.
Tangerine Money Back Mastercard
If you’re looking for a no-fee card that will allow you to earn the most cash back points on eats, the
What’s cool with the Money Back card is you get to choose the categories you want to earn 2% cash back from.
These categories include:
- recurring bill payments,
- home improvement,
- public transportation and parking.
Just pick restaurants and groceries, and bam, you’re set to fulfill your foodie dreams.
Scotiabank Momentum Business Visa
If you’re a food-loving business owner, the
You’ll earn 3% cash back on restaurants, as well as gas, groceries, office supplies and recurring bills (what else could a business owner ask for?).
You also get a low introductory rate of only 0.99% on balance transfers for the first 6 months, as well as a 25 day grace period for those off-season months. All for a low $49 annual fee.
Mastercard World Experiences
If you have a Mastercard World or Mastercard World Elite in your wallet, you automatically have access to Mastercard World Experiences.
If you’re a foodie and a world traveler (the ultimate millennial combo, tbh), these perks are made for you.
From Australia to America, Spain to New Zealand, Sri Lanka to France, Indonesia to Hong Kong…there’s a once-in-a-lifetime opportunity waiting for you to redeem.
Some of these perks include:
- priority table booking at A-list party destinations,
- complimentary bottles of wine with Mastercard Wine Experiences,
- culinary journeys from all over the globe,
- preferential rates on green fees plus access to member facilities at some of the most elaborate and scenic golf courses in the world, and
- exclusive access experiences at spas, theatres, art galleries, tea houses, and the like.
One card that offers these perks, for example, is the
With this card, for a limited time, you get an awesome sign-up bonus of 1,000 AIR MILES plus an additional 2,000 miles when you spend $3,000 in your first 3 months, as well as a one-time companion flight voucher.
Let us know what you think
Are you a foodie?
Let us know in the comments below what you think, and tell us if we left out your favourite foodie-worthy credit card.