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Whether you got enough candy on Halloween or not…

2 of the big 5 banks are handing out some really sweet treats.

And we wanted to make sure our readers knew all the details.

Increase in sign-up bonuses

There isn’t much better than a good sign-up bonus – a little incentive for applying for and using a credit card.

We work hard for our money, so it’s only right that credit card companies should have to woo us a little with an attractive sign-up bonus.

And woo is exactly what BMO and Scotiabank have decided to do.

800 AIR MILES, or $160 – you just need to decide which offer you’d rather (although, we wouldn’t blame you if you took advantage of more than one.)

10% cash back for 3 months

The is already one of the best cash back cards in Canada.

It will let you earn:

  • 4% cash back on gas and groceries,
  • 2% cash back on drugstore purchases and recurring bills, and
  • 1% cash back on all other purchases.

Plus, it has a solid insurance package, pretty impressive Visa Infinite perks, and will waive the annual fee for the first year.

To sweeten this deal even more, Scotiabank is giving you 10% cash back on all purchases for your first 3 months (up to $2,000 spent).

If you subtract the $40 that you would normally earn on $2,000 spent with this card, you’re looking at a $160 bonus!

Not sure you can spend $2,000 in 3 months? You could always purchase gift cards for gas or groceries (or anything else you might need) that you can use on future transactions. This way you’ll be maximizing your sign-up bonus, without buying things you don’t need.

Up to 800 bonus Air Miles

Are AIR MILES more your thing? You’re in luck!

5 of BMO’s no fee AIR MILES cards are getting a major boost in the sign-up bonus department.

Each of the following cards will give you up to 800 bonus miles:

According to our recent breakdown of how to maximize the AIR MILES rewards program, those miles could be worth up to $138 when redeeming for travel – or more, if concerts are more your thing.

Plus, after recently offering 2x the Miles at participating partner locations, BMO has really started to raise the bar when it comes to AIR MILES cards that don’t carry an annual fee.

The best part is that AIR MILES aren’t just for travel.

So, even if you’re a homebody, collecting miles could still get you the things you want most in rewards, like:

  • flights,
  • car rentals,
  • hotels,
  • vacation packages,
  • attractions,
  • concerts,
  • merchandise, and
  • cash rewards.

Added bonus: All of these Mastercards can be used at Costco, so you’ll be able to enjoy your bulk items while earning AIR MILES.

Related: The New Best Travel Mastercard For Shopping At Costco

What do you think of these bonuses?

Are you looking for a new cash back or AIR MILES credit card?

Do any of these post-Halloween treats look appealing to you?