Mostly geared towards Western Canada (especially if you live in BC), the More Rewards program offers you the ability to collect rewards points at a wide variety of different merchants.
While there are a limited number of redemption options, what’s offered presents some good value for everyday shopping.
Throw in a credit card that supercharges your rewards, and now you’re looking at a terrific program that every Canadian can take advantage of.
Let’s go over the More Rewards program, and the best ways to earn and redeem these surprisingly powerful rewards.
More Rewards at a glance
|Value of a More Rewards point:||High: $0.0058 for Vancouver Canucks Tickets
Low: $0.002 at Save-On-Foods
|Ways to redeem More Rewards:||* Travel through More Rewards – 0.42 cents per point (CPP)
* BC Ferry Rides – 0.23 CPP
* Travel gift cards – 0.19 CPP
* Vancouver Canucks tickets – 0.58 CPP
* Gift cards – 0.25 CPP
* Save-On-Foods discounts – 0.2 CPP
* Donations – 0.2 CPP
|How to earn More Rewards:||* More Rewards loyalty card
* Scotiabank More Rewards Visa
|Who these rewards are good for:||* Hockey Fans
* World Travellers
|Frequently Asked Questions:||* Level of flexibility? Medium
* Blackout dates? No
* Do rewards expire? No
* Rewards cover taxes and fees? Yes
* Lose points if I cancel rewards travel? Yes
* Can these rewards be transferred? No
* Is there a way to earn rewards faster? Yes
* Do they price-match travel costs? No
Calculating the value of a More Rewards point
There are many different ways to use your points, but we’ll break them down into two sections – one for travel and another for the other options.
Value of a More Rewards Point for travel
There are several ways to use your points for travel. And although travel through the More Rewards travel portal will give you the best value, each redemption option is covered below.
Redeem for travel through More Rewards: 0.42 CPP
The best way to use your points is on any travel purchase you make through the More Rewards travel portal.
Each point is worth 0.42 cents when used this way.
Or you could redeem your points for a More Rewards travel gift certificate – 25,000 points will give you a $100 gift card.
Redeem on BC Ferries: 0.23 CPP
If you travel on BC Ferries, More Rewards offers 3 different voucher options. They can be used for any route, with the exception of Inside Passage, Discovery Coast Passage, and Haida Gwaii (route numbers 10, 40 & 11).
The first voucher is for an under-height vehicle and driver, which costs 30,000 points. Using Vancouver to Victoria as our route, this voucher would save you $74.70, a point value of 0.25 cents.
The second voucher is for an adult one-way fare, which costs 7,200 points. Taking the same route, this would save you $17.20, a point value of 0.24 cents.
Finally, you can also get a $200 BC Ferries Vacations voucher. This costs 106,000 points, for a point value of 0.19 cents.
Redeem for travel gift cards: 0.19 CPP
Lastly, you can redeem your points for travel gift cards.
There are 2 different hotel gift cards available, at $50 for either one:
- Best Western and
- Sandman Hotels.
They carry an average point value of 0.19 cents per point.
Other ways to redeem your points
Travel isn’t the only way to use your points. More Rewards offers a variety of unique ways in which they can be used.
Redeem More Rewards for Vancouver Canucks tickets: 0.58 CPP
If you want to see the Vancouver Canucks live in action at Rogers Arena, More Rewards will allow you to redeem points for single lower-bowl tickets.
While this is a great redemption option, when we looked, there were a limited number of games available. There were no Saturday night games and no games featuring other Canadian teams besides the Ottawa Senators.
With that said, this was still a great value and the highest overall average of all redemption options.
Here’s a sampling of the games we looked at. To get the actual price of one ticket, we went to Ticketmaster and looked for the cheapest seat we could find in the lower-bowl.
|Game||Price From Ticketmaster||Points Required||Point Value (cents)|
|Vs Arizona Coyotes Thursday, February 21, 2019||$74||18,000||0.41|
|Vs New Jersey Devils Friday, March 15, 2019||$127||20,000||0.64|
|Vs Ottawa Senators Wednesday, March 20, 2019||$119||18,000||0.66|
|Vs Columbus Blue Jackets Sunday, March 24, 2019||$103||18,000||0.57|
|Vs San Jose Sharks Tuesday, April 2, 2019||$127||20,000||0.64|
Redeem More Rewards for gift cards: 0.25 CPP
If you’re looking to redeem for gift cards, More Rewards has a small selection with an average point value of 0.25 cents.
Here’s a sampling of what’s available:
|Gift Card||Points Required||Point Value (cents)|
|Big White $85||43,000||0.1977|
|Hudson’s Bay $25||15,000||0.1667|
|Sea to Sky Gondola – Adult (Value of $44.05)||9,800||0.4495|
|Sun Peaks Resort $50||20,000||0.2500|
Redeem More Rewards at Save-On-Foods: 0.2 CPP
More Rewards can even be used to save money on your grocery bills by using your points to save money on grocery items at Save-On-Foods.
Various products have either a discount or can be completely paid for using More Rewards points.
Here’s a sampling of what we found while shopping online at a Save-On-Foods store in Calgary:
|Item||Discounted Or Free||Savings||Points Required||Point Value (cents)|
|4 L Dairyland Milk||Free||$4.76||3,100||0.154|
|1.89 L Minute Maid Lemonade||Discounted||$1.70||800||0.213|
|910 mL Hunt’s Tomato Sauce||Discounted||$1.79||1,000||0.179|
|500 g Jif Peanut Butter||Discounted||$3.00||1,500||0.200|
|475 mL Kraft Miracle Whip||Discounted||$1.80||1,000||0.180|
|250 mL Kraft Ranch Dressing||Discounted||$1.50||750||0.200|
|1.89 L Nestle Iced Tea||Discounted||$1.70||800||0.213|
|1 L Perrier Carbonated Water||Discounted||$1.40||600||0.233|
|300 g Tim Hortons Coarse Grind Coffee||Discounted||$0.50||250||0.200|
|12 Large Eggs||Free||$2.99||1,800||0.166|
|1 L Western Family Pineapple Juice||Discounted||$1.30||500||0.260|
|454 g Western Family Butter||Free||$3.99||2,800||0.143|
|1 kg Western Family Shredded Mozzarella Cheese||Discounted||$6.00||3,000||0.200|
Redeem More Rewards for charitable donations: 0.2 CPP
Finally, with a 1,000 point donation at any Save-On-Foods, PriceSmart Foods, or Urban Fare locations, $2 will be sent to the Children’s Hospital supported by that store – a 0.2 cent value.
How to earn More Rewards points
There are a few different ways for you to earn More Rewards points.
More Rewards loyalty card
Using your loyalty card is a good place to start earning points.
Below are the locations where you can earn More Rewards points:
All retailers earn 1 point per dollar spent.
Plus, if you’re a part of the Carrot Rewards program, More Rewards is one of the loyalty options you can earn with them.
Earn More Rewards at Save-On-Foods
If you shop at Save-On-Foods, you have even more opportunity to earn.
In addition to earning 1 point for every dollar you spend, you can get customized offers that earn additional points for purchasing certain products.
To see these offers, simply head over to the More Rewards home page and click on “MY OFFERS.” You’ll be taken to the Save-On-Foods website to see your customized offers.
In addition to this, weekly VIP coupons are available. These can also be used at PriceSmart and Urban Fare.
You can find it under “EARN” by clicking on “VIP COUPONS.”
Here’s an example of what one looks like:
Scotiabank More Rewards Visa
If you want to earn even more rewards, the
For no annual fee, you’ll earn:
- 6 points per dollar spent at More Rewards partners, and
- 4 points per dollar spent everywhere else.
If you maximize your points and redeem for travel through More Rewards, your earning percentage will be 2.52% at More Rewards stores and 1.68% everywhere else.
For a no annual fee credit card, these are some incredible earn rates – making it one of our best no annual fee travel cards.
Plus, you’ll get 15,000 points after making your first purchase.
Even if you don’t live in Western Canada where most of the More Rewards partners are found, a no fee card with a 1.68% return is a winner in our books. Plus, if you can get your gas at Petro Canada, you’ll get a 2.52% return on gas purchases.
Related: Best Store Credit Cards
More Rewards questions and answers
Here are some common questions and answers about the More Rewards program.
How flexible are these rewards?
These are somewhat flexible rewards. While you can redeem them for any type of travel, other redemption options are a little limited. Aside from travel, you can redeem for NHL tickets, gift cards, and other items available from the rewards catalogue.
Are there blackout dates?
No, there are no blackout dates for travel redemptions.
Do these rewards expire?
No, these rewards do not expire.
Can you use points to cover taxes & fees?
Points cover all taxes and fees.
Will I lose my points if I cancel reward travel?
Travel rewards are non-refundable. You are permitted to make changes to reservations.
Can these rewards be transferred?
No, these rewards cannot be transferred.
Is there a way to earn rewards faster?
Yes, by combining a More Rewards card with the Scotiabank More Rewards Visa, and also by keeping track of any offers that Save-On-Foods offers.
Do they price match travel costs?
No, you can’t price match travel costs.
In a nutshell
With fairly flexible redemption options, and a great credit card to boost your point earnings, there’s a lot to like about the More Rewards program.
Do you participate in the More Rewards program?
Do you have the
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