Mostly geared towards Western Canada (especially if you live in BC), the More Rewards program offers you the ability to collect rewards points at a wide variety of different merchants.

While there are a limited number of redemption options, what’s offered presents some good value for everyday shopping.

Let’s go over the More Rewards program, and the best ways to earn and redeem these surprisingly powerful rewards.

More Rewards at a glance

Value of a More Rewards point: High: $0.0058 for Vancouver Canucks Tickets
Low: $0.002 at Save-On-Foods
Ways to redeem More Rewards: * Travel through More Rewards – 0.42 cents per point (CPP)
* BC Ferry Rides – 0.23 CPP
* Travel gift cards – 0.19 CPP
* Vancouver Canucks tickets – 0.58 CPP
* Gift cards – 0.25 CPP
* Save-On-Foods discounts – 0.2 CPP
* Donations – 0.2 CPP
How to earn More Rewards: * More Rewards loyalty card
* Credit Cards
Who these rewards are good for: * Hockey Fans
* World Travellers
Frequently Asked Questions: * Level of flexibility? Medium
* Blackout dates? No
* Do rewards expire? No
* Rewards cover taxes and fees? Yes
* Lose points if I cancel rewards travel? Yes
* Can these rewards be transferred? No
* Is there a way to earn rewards faster? Yes
* Do they price-match travel costs? No
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Calculating the value of a More Rewards point

There are many different ways to use your points, but we’ll break them down into two sections – one for travel and another for the other options.

Value of a More Rewards Point for travel

There are several ways to use your points for travel. And although travel through the More Rewards travel portal will give you the best value, each redemption option is covered below.

Redeem for travel through More Rewards: 0.42 CPP

The best way to use your points is on any travel purchase you make through the More Rewards travel portal.

Each point is worth 0.42 cents when used this way.

Or you could redeem your points for a More Rewards travel gift certificate – 25,000 points will give you a $100 gift card.

Related: 8 Tips For Using Your Travel Credit Card For A 5-Star Vacation At A 1-Star Cost

Redeem on BC Ferries: 0.23 CPP

If you travel on BC Ferries, More Rewards offers 3 different voucher options. They can be used for any route, with the exception of Inside Passage, Discovery Coast Passage, and Haida Gwaii (route numbers 10, 40 & 11).

The first voucher is for an under-height vehicle and driver, which costs 30,000 points. Using Vancouver to Victoria as our route, this voucher would save you $74.70, a point value of 0.25 cents.

The second voucher is for an adult one-way fare, which costs 7,200 points. Taking the same route, this would save you $17.20, a point value of 0.24 cents.

Finally, you can also get a $200 BC Ferries Vacations voucher. This costs 106,000 points, for a point value of 0.19 cents.

Redeem for travel gift cards: 0.19 CPP

Lastly, you can redeem your points for travel gift cards.

There are 2 different hotel gift cards available, at $50 for either one:

  • Best Western and
  • Sandman Hotels.

They carry an average point value of 0.19 cents per point.

Other ways to redeem your points

Travel isn’t the only way to use your points. More Rewards offers a variety of unique ways in which they can be used.

Redeem More Rewards for Vancouver Canucks tickets: 0.58 CPP

If you want to see the Vancouver Canucks live in action at Rogers Arena, More Rewards will allow you to redeem points for single lower-bowl tickets.

While this is a great redemption option, when we looked, there were a limited number of games available. There were no Saturday night games and no games featuring other Canadian teams besides the Ottawa Senators.

With that said, this was still a great value and the highest overall average of all redemption options.

Here’s a sampling of the games we looked at. To get the actual price of one ticket, we went to Ticketmaster and looked for the cheapest seat we could find in the lower-bowl.

Game Price From Ticketmaster Points Required Point Value (cents)
Vs Arizona Coyotes Thursday, February 21, 2019 $74 18,000 0.41
Vs New Jersey Devils Friday, March 15, 2019 $127 20,000 0.64
Vs Ottawa Senators Wednesday, March 20, 2019 $119 18,000 0.66
Vs Columbus Blue Jackets Sunday, March 24, 2019 $103 18,000 0.57
Vs San Jose Sharks Tuesday, April 2, 2019 $127 20,000 0.64

Redeem More Rewards for gift cards: 0.25 CPP

If you’re looking to redeem for gift cards, More Rewards has a small selection with an average point value of 0.25 cents.

Here’s a sampling of what’s available:

Gift Card Points Required Point Value (cents)
Big White $85 43,000 0.1977
Grouse Mountain 24,000 0.2083
Hudson’s Bay $25 15,000 0.1667
Panago $15 7,000 0.2143
Sea to Sky Gondola – Adult (Value of $44.05) 9,800 0.4495
Sun Peaks Resort $50 20,000 0.2500

Redeem More Rewards at Save-On-Foods: 0.2 CPP

More Rewards can even be used to save money on your grocery bills by using your points to save money on grocery items at Save-On-Foods.

Various products have either a discount or can be completely paid for using More Rewards points.

Here’s a sampling of what we found while shopping online at a Save-On-Foods store in Calgary:

Item Discounted Or Free Savings Points Required Point Value (cents)
4 L Dairyland Milk Free $4.76 3,100 0.154
1.89 L Minute Maid Lemonade Discounted $1.70 800 0.213
910 mL Hunt’s Tomato Sauce Discounted $1.79 1,000 0.179
500 g Jif Peanut Butter Discounted $3.00 1,500 0.200
475 mL Kraft Miracle Whip Discounted $1.80 1,000 0.180
250 mL Kraft Ranch Dressing Discounted $1.50 750 0.200
1.89 L Nestle Iced Tea Discounted $1.70 800 0.213
1 L Perrier Carbonated Water Discounted $1.40 600 0.233
300 g Tim Hortons Coarse Grind Coffee Discounted $0.50 250 0.200
12 Large Eggs Free $2.99 1,800 0.166
1 L Western Family Pineapple Juice Discounted $1.30 500 0.260
454 g Western Family Butter Free $3.99 2,800 0.143
1 kg Western Family Shredded Mozzarella Cheese Discounted $6.00 3,000 0.200

Redeem More Rewards for charitable donations: 0.2 CPP

Finally, with a 1,000 point donation at any Save-On-Foods, PriceSmart Foods, or Urban Fare locations, $2 will be sent to the Children’s Hospital supported by that store – a 0.2 cent value.

How to earn More Rewards points

There are a few different ways for you to earn More Rewards points.

More Rewards loyalty card

Using your loyalty card is a good place to start earning points.

Below are the locations where you can earn More Rewards points:

More Rewards locations

All retailers earn 1 point per dollar spent.

Plus, if you’re a part of the Carrot Rewards program, More Rewards is one of the loyalty options you can earn with them.

Earn More Rewards at Save-On-Foods

If you shop at Save-On-Foods, you have even more opportunity to earn.

In addition to earning 1 point for every dollar you spend, you can get customized offers that earn additional points for purchasing certain products.

To see these offers, simply head over to the More Rewards home page and click on “MY OFFERS.” You’ll be taken to the Save-On-Foods website to see your customized offers.

In addition to this, weekly VIP coupons are available. These can also be used at PriceSmart and Urban Fare.

You can find it under “EARN” by clicking on “VIP COUPONS.”

Here’s an example of what one looks like:

More Rewards VIP coupon

Credit cards to boost total rewards earnings

Unfortunately, the More Rewards program doesn’t have a credit card you could earn points on daily purchases, in addition to your loyalty card.

Instead, here’s a brief overview of a few credit cards you could use to earn great rewards at any location that earns More Rewards, like grocery stores and gas stations.

And remember, Save On Foods accepts American Express cards as well.

Credit Card Welcome Bonus Earn Rates Annual Fee, Income Requirements Apply Now
American Express Cobalt Card Up to 30,000 points (terms) * 5 points per $1 on groceries and restaurants
* 2 points per $1 on travel, transit, and gas
* 1 point per $1 on all other purchases
* Annual fee of $120, charged out as $10 per month
* No income requirements
Apply Now
Scotiabank Gold American Express Up to 30,000 points (terms) * 5 points per $1 on groceries, restaurants, and entertainment
* 3 points per $1 on gas, transit, and select streaming services
* 1 point per $1 on all other purchases
* Annual fee of $120
* 12K personal income requirement
Apply Now
Scotiabank Momentum Visa Infinite None * 4% cash back on groceries and recurring bills,
* 2% cash back on gas & daily transit
* 1% cash back on all other purchases
* Annual fee of $120, first year free
* 60K personal/100K household income requirement
Apply Now
TD Cash Back Visa Infinite 10% cash back for the first 3 months (terms) * 3% cash back on gas, groceries, and recurring bills
* 1% cash back on all other purchases
* Annual fee of $120, first year free
* 60K personal/100K household income requirement
Apply Now
MBNA Rewards Platinum Plus Mastercard Up to 10,000 points (terms) * 2 points per $1 on gas, groceries, and restaurants
* 1 point per $1 on all other purchases
* No annual fee or income requirement Apply Now
Tangerine Money-Back Mastercard 4% cash back on your chosen categories (terms) * 2% cash back on up to 3 categories of your choice
* 1% cash back on all other purchases
* No annual fee or income requirement Apply Now

Earn the best grocery and restaurant rewards

Our top rated card, the offers top notch rewards when it comes to groceries and restaurant purchases.

Earn 5 points per $1 spent on all grocery and restaurant purchases, and 2 points per $1 on all travel and gas purchases.

With an Amex Membership Rewards point worth up to 1.75 cents each, that’s a return of up to 8.75% on your food purchases.

Earn flexible travel rewards, and pay no foreign exchange fees

Another American Express card to grace our list is the .

You’ll earn 5 points per $1 spent on groceries, restaurants, and entertainment purchases. Top that off with 3 points per $1 spent on gas, transit, and select streaming services, and you’ve got yourself a great grocery and gas card.

With a Scotia Rewards point worth 1 cent when redeemed for travel, you’re getting a return of up to 5% on your spending.

It also charges no foreign exchange fees, saving you 2.5% on foreign currency purchases as well.

Our top rated cash back card

Our top rated cash back card, the offers great cash back on a variety of categories.

You’re going to be getting 4% cash back on groceries and recurring bills, as well as 2% cash back on gas and daily transit purchases. For all other purchases, you’ll be getting a simple 1% back.

Great cash back rewards and free roadside assistance

Another top rated cash back card is the .

This card will earn you 3% cash back on gas, groceries and recurring bill payments, as well as 1% on everything else.

Plus, it also includes complimentary TD Deluxe roadside assistance while you’re out hitting the road.

Flexible travel rewards for no annual fee

For no fee travel rewards, the offers the ability to earn flexible travel rewards for no annual fee.

Earn 2 points per $1 spent on gas, groceries, and restaurants (up to $5,000 annually in each category).

It also includes 7 types of travel and purchase protection, a rarity for a card with no annual fee.

Choose your own extra cash back categories and no annual fee

One of our favourite no fee cash back cards is the .

Why? It allows you to choose which categories you earn 2% cash back in. Choose 2 categories (or 3 if you have a Tangerine bank account), on a variety of categories, including gas, groceries, and restaurants.

More Rewards questions and answers

Here are some common questions and answers about the More Rewards program.

How flexible are these rewards?

These are somewhat flexible rewards. While you can redeem them for any type of travel, other redemption options are a little limited. Aside from travel, you can redeem for NHL tickets, gift cards, and other items available from the rewards catalogue.

Are there blackout dates?

No, there are no blackout dates for travel redemptions.

Do these rewards expire?

No, these rewards do not expire.

Can you use points to cover taxes & fees?

Points cover all taxes and fees.

Will I lose my points if I cancel reward travel?

Travel rewards are non-refundable. You are permitted to make changes to reservations.

Can these rewards be transferred?

No, these rewards cannot be transferred.

Is there a way to earn rewards faster?

Yes, by combining a More Rewards card with the Scotiabank More Rewards Visa, and also by keeping track of any offers that Save-On-Foods offers.

Do they price match travel costs?

No, you can’t price match travel costs.

In a nutshell

With fairly flexible redemption options, and a great credit card to boost your point earnings, there’s a lot to like about the More Rewards program.

Do you participate in the More Rewards program?

Do you have the in your wallet?

Leave us a comment below and let us know what you think.