With the coronavirus pandemic causing economic hardship for individuals and businesses across Canada, some municipalities have stepped up with property tax deferrals to help ease the current financial burden.
Here’s a quick summary of the information we’ve been able to find so far.
If you’re paying your property taxes with your mortgage, please be sure to call your mortgage company as well to discuss deferment options, as they’ll likely be handled differently than by the municipality.
|Province||City||Summary of changes||More Information|
|Alberta||Calgary||Calgarians have the option of deferring their property tax payments until Sept 30, 2020.||More info|
|Alberta||Edmonton||Property tax due date has been extended from July 1 to Aug 31, 2020.||More info|
|British Columbia||Vancouver||Property tax due date has been pushed to Sept 30, 2020.||More info|
|Manitoba||Brandon||Property tax due date has been pushed to July 31, 2020, and may be extended past that at some point.||More info|
|Manitoba||Winnipeg||City has suspended penalties for unpaid property and business taxes for up to 3 months past their original due date.||More info|
|New Brunswick||All||Property taxes are still due on June 1, 2020. Deferrals may be possible on a case-by-case basis, but you will have to call to make arrangements.||More info|
|Newfoundland and Labrador||Corner Brook||Corner Brook is offering 2 months interest relief on unpaid residential and commercial property taxes.||More info|
|Newfoundland and Labrador||St. John’s, Paradise||Property tax payments are deferred until Aug 31, 2020.||More info|
|Northwest Territories||Yellowknife||Yellowknife has waived late fees for property tax payments. Due dates haven’t changed, but there is no penalty if you can’t pay on time.||More info|
|Nova Scotia||Cape Breton||If your income is affected by COVID-19, you can defer your property tax payment for 90 days.||More info|
|Ontario||Brampton||All late payment penalties and interest charges are suspended until Aug 19, 2020.||More info|
|Ontario||Burlington||The city is waiving penalty and interest charges for payments due in April and May.||More info|
|Ontario||Hamilton||Property taxes are due on Apr 30, but the city is waiving late fees for 30 days after that.||More info|
|Ontario||Kitchener||The city is waiving penalties and interest on property taxes for April and May, 2020.||More info|
|Ontario||Mississauga||All property tax payment dates have been deferred 90 days for both individuals and businesses.||More info|
|Ontario||Ottawa||Interim tax payment has been deferred to Apr 15, 2020. Final payment is due June 18, 2020.
If you are experiencing particular hardship, you may qualify for a further deferral of payments to Oct 30, 2020, but you must apply for this separately.
|Ontario||Peterborough||Residents and businesses are allowed to defer their property taxes for 60 days with no penalty.||More info|
|Ontario||Prince Edward County||Both property tax due dates are deferred by 90 days, and are now due Sept 15, 2020 and Nov 16, 2020.||More info|
|Ontario||Remote Northern areas||The province is deferring property taxes for individuals and businesses outside of municipal boundaries for 90 days.||More info|
|Ontario||Toronto||There is a 60 day grace period for property tax and utility bills that were due on Mar 16, 2020.||More info|
|Ontario||Waterloo||Waterloo is allowing people to defer their property tax payment to June 1, 2020, after which regular interest charges will resume.||More info|
|Ontario||Windsor||Property tax due date has been pushed to June 30, 2020.||More info|
|Prince Edward Island||All||Islanders have the option of deferring their property tax payments until Dec 31, 2020.||More info|
|Quebec||Laval||2 property tax due dates have been extended to Sept 1, 2020.||More info|
|Quebec||Longueuil||3 property tax due dates have been deferred to May 6, July 6, and Sept 8, 2020. This is for both individuals and businesses.||More info|
|Quebec||Montreal||Due date for the second property tax installment has been extended to July 2, 2020.||More info|
|Quebec||Quebec City||3 property tax payment dates have been extended to Aug 4, Sept 3, and Nov 3, 2020. This applies to both individuals and businesses.||More info|
|Saskatchewan||Regina||The city has suspended utility and property tax penalties for up to 6 months for those unable to pay. Contact the city to make arrangements.||More info|
|Saskatchewan||Saskatoon||Property tax due date has been extended by 3 months to Sept 30, 2020.||More info|
|Saskatchewan||Swift Current||Property tax due date has been extended to Sept 30, 2020.||More info|
It’s more than likely that other cities and provinces will enact similar measures in the near future. We’ll update this table as we receive more information, but be sure to keep an eye on the news for your municipality.
If you have information about property tax deferrals that have been announced that we haven’t included here, please leave a comment below.