The April showers have come and gone and it’s time for those May flowers we keep hearing about – spring is now in full force (except for some occasional flurries – Oh Canada).

With outside temperatures starting to warm up, enjoying the outdoors is probably on the top of your things to do.

Whether it’s getting the BBQ fired up, dusting off your patio furniture, or getting a head start on gardening, May is a great month to soak up some much-needed vitamin D.

And with all this outdoor activity is sure to bring some purchases. Wouldn’t it be nice to earn some great rewards while you’re at it?

Our list of hot credit card deals this month – whether you’re looking for great cash back rewards, travel points, or debt-paying incentives – has something for everyone.

Credit Card Credit Card Offer Annual Fee Income Requirements Apply Now
Tangerine Money-Back Mastercard * 4% cash back on your chosen categories (terms) $0 None Apply Now
American Express Cobalt * 30,000 bonus points (terms)
* Best credit card in Canada
$120, charged out as $10 per month None Apply Now
MBNA True Line Mastercard 0% interest on for 10 months – best balance transfer offer in Canada (terms) $0 None Apply Now
Scotiabank Gold American Express * Coming August 1 – no foreign transaction fee
* 15,000 bonus points (terms)
$99 $12K personal Apply Now
TD Aeroplan Visa Infinite * Up to 30,000 bonus miles (terms)
* Air Canada benefits
* Offer ends June 2nd.
$120, first year free 60K personal/100K household Apply Now
Marriott Bonvoy American Express * 60,000 bonus points (terms)
* Annual free night stay
$120 None Apply Now
Alaska Airlines Platinum Plus Mastercard * 20,000 bonus miles (terms)
* Annual companion voucher
$75 None Apply Now
BMO AIR MILES Mastercard * Up to 800 bonus miles (terms) $0 None Apply Now
Rate Your Wallet and find your perfect match.

Earn 4% cash back on your chosen categories for 3 months

The Tangerine Money-Back Mastercard has finally come out with a sign-up bonus and we’re loving it.

For new applicants, until July 31, 2019, you’ll get unlimited 4% cash back (a 2% increase) on your 2 (or 3, if you have a Tangerine chequing account) higher earning categories for 3 months.

The best part? You get to pick those higher earning categories from a list of 10:

  • grocery,
  • furniture,
  • restaurants,
  • hotel-motel,
  • gas,
  • recurring bills,
  • drugstore,
  • home improvement,
  • entertainment, and
  • public transportation and parking.

All that flexibility makes this the ideal card for all your favourite summertime activities, like renovations, redecorating, road trips, nights out on the town… It’s the perfect time to take advantage of this great sign-up bonus.

Get the full details here:

Best credit card in Canada, up to 30,000 bonus points

The best credit card in Canada, the American Express Cobalt Card, graces our list with its outstanding 30K welcome bonus. All you have to do to receive it is spend at least $500 per month for 12 months.

Considering the average family of 4 in Canada will spend around $1,000 per month on groceries alone in 2019, this welcome bonus is as good as earned.

On top of that, you’ll get:

  • 5 points per $1 spent on grocery and restaurant purchases.
  • 2 points per $1 spent on gas and travel purchases (including daily transit), and
  • 1 point per $1 spent on all other purchases.

All for a super-manageable $10 monthly fee.

And with a multitude of ways to use your Membership Rewards points, you’ll be earning high value, flexible rewards that can be used for almost anything.

Get the full details here:

0% interest on balance transfers for 10 months, best offer in Canada

If you’re still struggling to pay off some of that high-interest Christmas shopping debt, the best balance transfer offer in Canada is here to save the day (and your credit score!)

The MBNA True Line Mastercard is offering a 0% balance transfer promo rate for 10 months.

And unlike many balance transfer offers out there, once the promotional period is over, you can still take advantage of a permanently low 12.99% purchase interest rate rather than have the interest shoot back up to 19.99% or more.

Get the full details here:

Coming soon: best in class multipliers and no foreign transaction fees

Though this card has already been a fan favourite for its super-flexible rewards and 4x high earn rates, it’s about to get even better. And no, this time it’s not an April Fool’s joke.

Coming August 1, 2019, the Scotiabank Gold American Express will no longer be charging foreign exchange fees in addition to its long list of other perks. Add to that its 15K welcome bonus, and you’ve got yourself the card of the summer.

Although it’s getting some improvements, there are a few downsides.

Some of the insurance coverage, most notably travel insurance for people over 65, will be taking a hit for the team. Its annual fee will also be increased by $21, from $99 to $120.

All the more reason to get it now, save on the increased fee in your first year, and perhaps take advantage of the extra insurance coverage while it lasts.

For all the details, check out our news post highlighting the upcoming changes here.

Get the full card details here:

30,000 bonus Aeroplan miles and the first year free

One of our top Aeroplan credit cards, the TD Aeroplan Visa Infinite, has a truly outstanding deal right now set to end on June 2nd.

As part of signing up, you’ll earn up to 30,000 Aeroplan miles – 15,000 after your first purchase, and another 15,000 after spending $1,000 in the first 3 months. That’s worth 1 round trip flight within Canada and the Continental U.S. with some miles to spare.

On top of that, you’ll earn miles on all of your day-to-day purchases:

  • 1.5 miles per $1 spent on gas, groceries, drugstores, and aircanada.com purchases, and
  • 1 mile per $1 spent on everything else.

And when you redeem your miles for flights, you’ll get great benefits on Air Canada operated flights like priority check-in and first free checked bag.

Add it all up, and you’ve got a card that will earn you tons of Aeroplan miles and make your rewards flights more enjoyable.

The cherry on top? The annual fee is waived for the first year.

Get the full details here:

60,000 points and a free night stay every year

Getting free flights is great, but what happens once you get to your destination? Wouldn’t it be nice to save on your hotel bill as well?

That’s where the Marriott Bonvoy American Express card comes in.

To get you started, you’ll earn a welcome bonus of up to 60,000 points when you spend $1,500 in the first 3 months. That’s enough points for 2 free nights at a category 4 hotel.

And here’s what you’ll earn on all of your purchases:

  • 5 points per $1 spent at Marriott properties, and
  • 2 points per $1 spent on all other purchases.

Your Marriott Bonvoy points will get you staying at Marriott hotels for free in no time. And with over 6,700 properties worldwide, it shouldn’t be hard to find a place to stay no matter where you travel.

The card comes with these great Marriott Bonvoy perks as well:

  • free night stay every year on your cards anniversary, worth up to 35,000 points,
  • automatic Silver Elite status,
  • Gold Elite status after spending $30,000 annually, and
  • 15 Elite Night credits every year.

That free night every year is enough to pay for the $120 annual fee and likely quite a bit more depending on the hotel you choose for your free night. On top of all that, the Silver Elite status makes your stays even better by giving you bonus points and priority check-in.

Get the full details here:

20,000 miles, no income requirements, and an annual companion voucher

The best things to love about the Alaska Airlines Platinum Plus Mastercard are its lower annual fee, no income requirements, and great perks.

Though you won’t be able to use your miles for flights within Canada, Alaska Airlines has 17 airline partners that can whisk you around the world.

First, earn a welcome bonus of 20,000 miles after spending $1,000 in the first 3 months.

Then, earn 1 mile for every $1 spent on the card and 3x the miles on Alaska Airlines purchases.

And on Alaska Airlines flights, you’ll get access to the card’s famous annual companion voucher. Simply book a trip on Alaska Airlines for yourself and bring someone else with you for just $99 USD plus taxes and fees.

Throw in 7 types of travel and purchase insurance and you’ve got yourself a great travel card that has a lower annual fee of $75.

Get the full details here:

Up to 800 bonus AIR MILES, no annual fee

If a no fee travel card is more your style, the BMO AIR MILES Mastercard is a card to consider.

You’ll earn a sign-up bonus of up to 800 miles – 400 after your first purchase, and another 400 after spending $1,000 in the first 3 months.

After that, you’ll get to earn AIR MILES on all of your purchases:

  • 1 mile per $10 spent at select AIR MILES sponsors, and
  • 1 mile per $20 spent everywhere else.

With miles you can use for flights, hotels, car rentals, vacation packages, and merchandise, there’s an easy way to use your miles for everyone.

Get the full details here: